XRPL Validator States What GENIUS Act Will Bring for RLUSD and XRP Ledger

An XRPL validator, Vet, recently shared an optimistic perspective on the potential impact of the newly signed GENIUS Act on RLUSD and the XRP Ledger. Vet specifically pointed to remarks made by White House A.I. & Crypto Czar David Sacks, who has previously stated that regulatory certainty for stablecoins could unlock trillions of dollars in demand for U.S. Treasuries. As RLUSD is a U.S. dollar-backed stablecoin issued directly on the XRP Ledger, it stands to benefit from both institutional confidence and compliance with the new legal framework. Currently, the stablecoin market is valued at approximately $250 billion, according to Vet, implying substantial room for growth as regulated issuers enter the space. Vet wrote, “With the signing of the Genius Act, we should see good growth for $RLUSD on the XRP Ledger. Trillions in potential demand for treasuries by stablecoin issuers, as per David Sacks, would also mean trillions in marketcap. Currently 1/4 Trillion stablecoin marketcap.” With the signing of the Genius Act we should see good growth for $RLUSD on the XRP Ledger. Trillions in potential demand for treasuries by stablecoin issuers as per David Sacks would also mean trillions in marketcap. Currently 1/4 Trillion stablecoin marketcap. — Vet (@Vet_X0) July 18, 2025 Legislative Background of the GENIUS Act The remarks from Vet came shortly after the U.S. government finalized the GENIUS Act. As reported by Times Tabloid , the U.S. House of Representatives passed the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act) on July 17, 2025, with overwhelming bipartisan support in a 308–122 vote. The Senate had already approved the bill in June, and President Donald Trump signed it into law on July 18. The GENIUS Act has been described as the most consequential piece of financial regulation since the Dodd-Frank Act of 2010. The law establishes a comprehensive, national regulatory framework specifically for U.S. dollar-backed stablecoins. Only federally licensed or state-supervised entities—including banks, credit unions, and approved fintech firms—will be permitted to issue such stablecoins. Issuers are required to maintain full one-to-one dollar reserves, submit to monthly audits by third parties, and operate under ongoing regulatory oversight. Algorithmic stablecoins and non-dollar-pegged stablecoins are explicitly excluded from this regulated category. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Regulatory Timeline and Consumer Protections While the GENIUS Act is already law, its provisions will not take full effect immediately. Regulators have up to 180 days to draft and publish implementing rules, and full enforcement of the law is expected by the end of 2026. This means that although the signing of the Act provides a strong signal to the market, the exact timeline for when RLUSD and similar stablecoins can fully operate under the new framework remains dependent on forthcoming regulatory guidance. The Act also includes notable consumer protections. Stablecoin holders are given priority claims on reserves in the event of an issuer’s insolvency, and issuers are prohibited from paying interest on their coins. However, third-party platforms may still offer such features independently. These protections are designed to increase trust in regulated stablecoins, which could encourage broader adoption by institutions and retail users. Vet’s remarks underscore the opportunities it creates for RLUSD and the XRP Ledger. While implementation details and timing remain to be clarified, the law sets the stage for expanded regulated use of stablecoins and positions the XRP Ledger as a potential beneficiary of this regulatory clarity. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post XRPL Validator States What GENIUS Act Will Bring for RLUSD and XRP Ledger appeared first on Times Tabloid .

Source: TimesTabloid