BTC steady at $118K, traders shift to $0.03 token amid ETF watch

Currently in Phase 5 of its presale, Mutuum Finance (MUTM) has already raised over $12.10 million, gained more than 13,000 holders, and sold 70% of the allocated tokens at just $0.03. As this phase nears its end, the price is set to jump 20% to $0.035 in Phase 6. Traders looking for a real use-case and high upside are locking in before the next surge, knowing that once the presale ends, the listing price of $0.06 offers an easy double—even before exchange momentum begins. Bitcoin (BTC) updates Bitcoin (BTC) maintained stability this week, trading around $108,000–$118,000, reflecting cautious market sentiment. Investors are awaiting macroeconomic signals and ETF inflow trends, with no significant price movement reported for the week ending July 7, 2025. This consolidation follows Bitcoin (BTC)’s resilience despite global trade tensions, including Trump’s tariff threats against BRICS nations. Bitcoin (BTC)’s stability bolsters its appeal as a safe-haven asset, potentially attracting investors amid stock market uncertainty from tariff-related disruptions. In crypto markets, BTC’s steady price supports altcoin stability, though volatility may rise if trade wars escalate, impacting BRICS’ blockchain initiatives. In forex, a stronger dollar from US policies could pressure BTC’s upside, but long-term de-dollarization efforts may drive demand. Overall, BTC’s resilience signals confidence, but global trade risks could introduce short-term volatility. During periods of Bitcoin (BTC) consolidation, volatility often fades, but for the trader, that’s where opportunities emerge. While ETF investors hold for the long haul, crypto-native users are turning to decentralized protocols that create yield from utility, not speculation. Mutuum Finance (MUTM) offers exactly that. Mutuum Finance (MUTM) Its P2P (peer-to-peer) lending model will offer unmatched flexibility, particularly in markets where volatility is higher or asset types are more exotic. This model will allow users to create custom loan agreements directly with other users, using assets like SHIBA, DOGE, or PEPE as collateral. Terms such as interest rate, loan duration, and repayment conditions will be fully customizable, enabling tailored agreements enforced via smart contracts. For users seeking a more hands-off income stream, the platform’s P2C (peer-to-contract) model will support passive earning through decentralized liquidity pools. Lenders will deposit major assets like ETH, USDC, or BTC into non-custodial smart contracts and receive mtTokens—such as mtETH or mtUSDC—which will increase in value automatically as interest accrues over time. These mtTokens will also be eligible for staking into Mutuum’s dividend modules, allowing users to earn MUTM-based rewards directly from protocol revenue, creating a dual-yield structure that favors long-term holders. For example, a long-term BTC holder will be able to borrow stablecoins like USDC by using 1 BTC as overcollateralized backing through the P2C system. With an LTV ratio of up to 70%, the borrower will access liquidity without needing to sell their BTC, maintaining exposure while unlocking utility. That borrowed USDC can then be deployed into other on-chain strategies like stablecoin farming, enhancing returns without giving up core holdings. This structure will appeal to users looking for sustainable, yield-generating alternatives to traditional ETF products. While Bitcoin (BTC) ETFs attract institutional capital, Mutuum Finance (MUTM) will offer a decentralized infrastructure for real income generation, without dependence on market speculation or centralized platforms. Built for scalability, backed by trust What’s drawing analysts and traders alike to Mutuum isn’t just the income potential, but the quality of the infrastructure. The team has locked in a 95.00 Token Scan Score from CertiK, paired with a Skynet Score of 77.5, giving confidence to both individual users and large whales. In fact, the protocol is also running a $50,000 bug bounty with CertiK, showing their firm commitment to security across all code layers. With its Layer-2 integration, Mutuum is being built for speed and scalability, ensuring low fees and fast transactions even during high-volume lending and borrowing activity. At token launch, a Beta version of the platform will go live, giving users immediate access to its features rather than waiting on a roadmap to unfold post-listing. The utility doesn’t stop there. Mutuum will also introduce a decentralized stablecoin, minted only against overcollateralized loans and automatically burned after repayment. This mechanism will add treasury stability and offer further on-chain functionality, enhancing the long-term value of the ecosystem and reinforcing the core utility of the MUTM token. As part of its community reward campaign, Mutuum is running a $100K giveaway , where ten winners will receive $10,000 worth of MUTM tokens—a bold reward for early believers. One smart early investor decided to lock in gains from Bitcoin (BTC)’s rally by rotating $10,000 worth of BTC profits into Phase 4 of the presale, securing tokens at just $0.025 each. At that stage, only 140 million tokens were allocated, and the price was still a fraction of its future potential. Today, just a few phases later, that same holding is already valued at over $12,000—a 20% increase even before the token officially launches on major exchanges. But the real upside is yet to come. According to a respected DeFi analyst—famous for accurately predicting Ethereum (ETH)’s explosive climb to $4,000 back in 2021—this token has a conservative price target of $0.12 within the first listing cycle. If this forecast plays out, the investor’s $10,000 rotation could soon transform into a $48,000+ windfall, representing nearly 5x returns in less time than most traditional assets take to move 10%. With Bitcoin (BTC) price action slowing and ETFs absorbing much of the institutional flow, retail traders are looking for the next meaningful upside. That upside is quickly materializing in Mutuum Finance (MUTM). As Phase 5 comes to a close, only 30% of the allocation remains, and the clock is ticking before the price increases by 20%. For more information about Mutuum Finance (MUTM), visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance The post BTC steady at $118K, traders shift to $0.03 token amid ETF watch appeared first on Invezz

Source: Invezz