ISO 20022 Crypto List: XRP, ADA, and Stellar Ready for Fedwire Shift

The post ISO 20022 Crypto List: XRP, ADA, and Stellar Ready for Fedwire Shift appeared first on Coinpedia Fintech News The crypto world is buzzing as Fedwire, the U.S. Federal Reserve’s real-time gross settlement system, officially adopts the ISO 20022 messaging standard on July 14, 2025. This move signals a major shift in how global payments are processed—faster, safer, and more interoperable. But what does this mean for XRP, Cardano, and other blockchain networks already prepared for ISO 20022? And could it impact the XRP price ? What Is Iso 20022, and Why Does It Matter for Crypto? ISO 20022 is a global standard for financial messaging, enabling seamless cross-border payments. It allows rich data exchange, enhanced security, and better compliance, making it a critical upgrade for financial institutions worldwide. With Fedwire ISO 20022 now live, blockchain projects that meet this standard may become top choices for banks and payment systems seeking fast and programmable settlement options. ISO 20022 Crypto List: Which Coins Are Compliant? Here are the major cryptocurrencies currently compliant or aligned with ISO 20022 standards: Crypto Use Case ISO 20022 Ready XRP Global payments, banking partnerships Yes Stellar (XLM) Stablecoin infrastructure, fintech adoption Yes Cardano (ADA) Decentralized apps, scalability focus Yes Algorand (ALGO) Enterprise adoption, speed, low fees Yes Quant (QNT) Blockchain interoperability layer Yes Hedera (HBAR) Enterprise-grade DLT with fast consensus Yes XRP and Fedwire: A Natural Fit? With Fedwire ISO 20022 integration now complete, attention has turned to XRP due to its long-standing reputation for enabling real-time, low-cost cross-border transactions. Ripple’s On-Demand Liquidity (ODL) product is already used by major financial players, and ISO 20022 further boosts XRP’s relevance. Recent on-chain data shows: A surge in XRP wallet creation Higher transaction volume Institutions quietly preparing for blockchain-based cross-border payments If Fedwire XRP payment integrations are explored by U.S. institutions in the future, it could significantly boost XRP price and adoption. Cardano in the ISO 20022 Spotlight Crypto analyst Dan Gambardello emphasized that Cardano (ADA) is among the few fully compliant blockchains. Its decentralization, scalability upgrades (Hydra, Mithril), and new ADA/USD1 trading pair on Bitrue are boosting liquidity and confidence. According to analysts: Ali Martinez expects ADA to rally toward $0.90–$1.20 Others point to higher lows and volume growth, suggesting a bullish breakout .article-inside-link { margin-left: 0 !important; border: 1px solid #0052CC4D; border-left: 0; border-right: 0; padding: 10px 0; text-align: left; } .entry ul.article-inside-link li { font-size: 14px; line-height: 21px; font-weight: 600; list-style-type: none; margin-bottom: 0; display: inline-block; } .entry ul.article-inside-link li:last-child { display: none; } Also Read : Big Week Ahead for Crypto – US CPI, Trump Tariffs, and U.S Crypto Regulations , Stellar (XLM), Algorand, and Others Gaining Momentum Stellar (XLM) Focuses on stablecoin issuance and low-fee payments Seen as a fintech-friendly platform for ISO-compliant solutions Algorand (ALGO) Praised for energy efficiency and institutional-grade performance In discussions with multiple central banks for CBDC development Quant (QNT) Connects legacy systems with blockchain Positioned as a key player in financial network interoperability Hedera (HBAR) Backed by top firms, focuses on enterprise-grade speed and security Suited for high-volume ISO-compliant transactions What’s Next? A New Era of Crypto-Powered Payments With ISO 20022 live on Fedwire, this could be a turning point for the XRP price and similar crypto assets. Analysts expect: More traditional finance players to adopt blockchain rails Institutional interest in ISO 20022 crypto list tokens Increasing use of Fedwire-compatible crypto payments Conclusion The adoption of ISO 20022 by Fedwire is more than a technical update—it’s a gateway to blockchain-powered finance. Projects like XRP, Cardano, and Stellar are at the forefront, ready to support a new era of instant, secure, and compliant global payments. 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