Crypto News: Avalanche (AVAX)’s DeFi Push Makes Waves, Yet Wallets Are Accumulating This Cheaper Ethereum (ETH) Alternative

Avalanche (AVAX) has made major inroads into the DeFi sector this summer, attracting developers and liquidity alike. Its strong ecosystem growth has drawn attention, but gas-conscious investors are now watching a more affordable and earlier-stage alternative that is already showing strong traction on-chain: Mutuum Finance (MUTM). Being designed to solve inefficiencies in lending protocols while preparing for a Layer-2 future, this under-the-radar DeFi project is positioning itself for significant upside as it nears the end of its fifth presale phase. Mutuum Finance (MUTM) is currently priced at $0.03 in Phase 5, with 72% of the allocation already sold, over 13,000 holders, and more than $12.15 million raised. With a confirmed 20% price jump to $0.035 coming in the next phase, the window for entry at this level is quickly closing. One DeFi-focused investor who exited Avalanche (AVAX) during a recent rally and entered Mutuum Finance in Phase 1 with $10,000 is now looking at a projected 4X return when the token lists at $0.06—and is targeting a 10X gain based on early accumulation and growing social metrics. Avalanche (AVAX) Latest Updates Avalanche (AVAX) surged 8% in 24 hours to $21.08, with its DeFi ecosystem crossing $5B in Total Value Locked (TVL), driven by subnets doubling transaction throughput. The ACP-181 upgrade, enhancing validator sync and VM speed, and partnerships like California DMV and Alipay, boost adoption. Weekly trading volume spiked 60.95%, with 515M+ transactions in June, outpacing Base and Arbitrum. Avalanche (AVAX) eyes a $22 breakout, supported by bullish technicals. Avalanche (AVAX)’s DeFi growth fuels optimism for Layer-1 tokens, potentially lifting SOL and SUI in crypto markets. In stocks, blockchain firms may gain, but U.S.-BRICS trade tensions could spark volatility. In forex, a stronger dollar may cap Avalanche (AVAX)’s upside, yet institutional interest and subnet scalability could drive sustained demand, positioning Avalanche as a top DeFi contender. Mutuum Finance (MUTM) Mutuum Finance (MUTM) won’t be just a new token on the scene—it will be a full-featured non-custodial lending protocol with real DeFi use cases and a unique architecture. Built around a dual-model lending system, Mutuum will allow users to earn or borrow in two key ways: P2C (peer-to-contract) and P2P (peer-to-peer). The P2C model will be designed for blue-chip asset lenders. Users will be able to deposit ETH, DAI, MATIC, or other top-tier assets into decentralized liquidity pools, earning variable APY based on supply and demand. These interest rates will be automatically adjusted by pool utilization, rewarding users who provide capital to heavily borrowed pools. For example, depositing Ethereum (ETH) into a high-demand pool will offer consistent and attractive returns as long as borrower demand remains elevated. On the P2P side, Mutuum Finance (MUTM) will unlock powerful utility for meme token holders. Assets like PEPE, SHIB, and DOGE—often dismissed as speculative—will gain new purpose through Mutuum’s peer-to-peer (P2P) layer. Users will be able to post these volatile tokens as overcollateralized backing and borrow assets directly from other users. The platform will allow each loan agreement to be custom-tailored, letting borrowers choose repayment terms and interest rates in open-market conditions. All loans will be overcollateralized, ensuring that even volatile assets remain secured, while lenders maintain downside protection. When users lend, they will receive mtTokens—ERC-20 compliant tokens that represent their deposits and automatically accrue interest over time. These mtTokens can also be staked in designated smart contracts, allowing holders to receive a share of protocol-generated revenue in the form of MUTM token dividends. This creates a double reward stream: one from interest earned, and another from platform fees redistributed via staking. In addition to lending mechanics, Mutuum Finance (MUTM) is developing its own decentralized stablecoin, backed entirely by on-chain collateral and governed by protocol rules. Minted only when loans are taken and burned when they’re repaid or liquidated, the stablecoin will maintain a $1 peg using algorithmic interest rate adjustments and arbitrage mechanisms. It will also enhance Mutuum’s treasury operations, allowing for better liquidity flows and platform-wide stability. Roadmap, Security, and Imminent Upside The 4-phase roadmap behind Mutuum Finance (MUTM) outlines the foundation for a fully-featured DeFi ecosystem. A major part of Phase 1 has already been completed, including the presale initiation, initial audit, marketing launch, and helpdesk implementation. The project is now progressing through Phase 2, focusing on core smart contract development, infrastructure setup, and risk parameter integration. Upcoming phases will introduce the demo version, extensive audits, exchange listing preparation, and regulatory alignment. Later stages of the roadmap are set to include the launch of a decentralized stablecoin, integration of Layer-2 scalability, multichain expansion, and institutional-grade platform enhancements. Mutuum Finance (MUTM) is also taking its security framework seriously, already undergoing an audit with CertiK, receiving a Token Scan Score of 95.00. To further ensure a secure launch, the protocol has initiated a $50,000 Bug Bounty Program, offering rewards to ethical hackers who help secure its infrastructure during testing phases. For those looking to get in early, the clock is ticking. With Phase 5 nearly sold out and a 20% price jump to $0.035 approaching fast, entry at $0.03 will not last long. Smart wallets are already moving in, and with the final listing price expected at $0.06, even 2x–3x returns before exchange debut remain well within reach. While Avalanche (AVAX) continues its DeFi push, Mutuum Finance (MUTM) is rapidly emerging as the next big Ethereum (ETH) alternative that gas-saving investors are racing to secure. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance Disclaimer: This is a sponsored press release for informational purposes only. It does not reflect the views of Times Tabloid, nor is it intended to be used as legal, tax, investment, or financial advice. Times Tabloid is not responsible for any financial losses. 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Source: TimesTabloid