TRX climbs, but this sub-$0.04 coin is about to leave phase 5 forever

As TRON (TRX) sees rising TVL and headlines tout its recent momentum, seasoned investors are starting to look past the surface. While TRON (TRX) continues to focus on scale and speed, it lacks the one ingredient that truly builds sustainable value: deeply integrated utility. That’s exactly where Mutuum Finance (MUTM) enters the spotlight. This sub-$0.04 DeFi token is rapidly gaining ground—not through hype, but by delivering a system that’s tied to real user participation, lending activity, and stablecoin infrastructure. With its price set to increase in the upcoming presale phase, this will be the final window to get in before the market fully takes notice. Currently in Phase 5 of its presale at just $0.03, Mutuum Finance (MUTM) has already raised more than $12 million and attracted over 13,000 holders. Now 68% of the phase is already sold, and once it reaches the next stage, the price jumps around 20% to $0.035. With the listing price confirmed at $0.06, that gap represents a strong upside—especially as demand increases and the project nears full rollout. This is not just a moment for presale growth—it’s a turning point for DeFi participation. TRON (TRX) recent price pump Recently, TRON (TRX) climbed 3.05% over the past week, trading at $0.2841 with a $24.5B market cap. The rise is fueled by $2.1B in monthly stablecoin volume, with USDT supply surpassing $81B on TRON (TRX)’s network, outpacing Ethereum. The Maxwell hardfork, reducing block times, and 750,000 active wallets drive bullish momentum, with a Channel Up pattern signaling a 1.2x rally to $0.34. SRM Entertainment’s $100M treasury staking 365M TRX and a potential U.S. public listing via reverse merger add optimism. However, $0.295 resistance and a 7.4% ROI cap risk a drop to $0.25 if macroeconomic volatility persists Mutuum Finance (MUTM) What makes Mutuum Finance (MUTM) so different from Layer-1 projects like TRON (TRX) is its focus on protocol revenue and on-chain financial instruments. The platform is building a decentralized stablecoin designed to always remain close to $1 in value. It will only be minted when users borrow against crypto collateral, such as ETH, and it will be automatically burned when those loans are repaid or liquidated. Governance will manage the interest rate associated with borrowing this stablecoin, allowing it to help keep the price stable regardless of market fluctuations. If the stablecoin trades above its peg, rates will drop to encourage more minting. If it trades below, rates will rise to reduce issuance and restore equilibrium. This model stands out in a sea of unstable or overhyped assets. It creates a cycle of on-chain demand, rewards responsible borrowing, and supports price stability through arbitrage—all while giving Mutuum Finance (MUTM) holders a front-row seat to the benefits. And the MUTM token itself plays a critical role in this infrastructure. The team has committed to using protocol profits to purchase MUTM tokens on the open market and redistribute them to mtToken stakers in the designated contracts. This strategy generates real buying pressure while reinforcing user engagement and deepening liquidity. One key use case shows how integrated the system will be. A user can post $6,000 worth of XRP as collateral and, using a 60% loan-to-value ratio, borrow $3,600. That borrowed amount can be used immediately—say for staking opportunities or yield farming—while the user retains exposure to any upside in their original XRP. This creates liquidity without forced selling, opening up smarter capital allocation. Secure passive yield, real utility, and the final phase 5 opportunity For those seeking passive income, Mutuum Finance (MUTM) offers a lending model built on stability and yield. A user who deposits $11,000 in ETH into the platform’s peer-to-contract (P2C) model will receive 11,000mtETH in return in 1:1—tokens that track both their share of the pool and accrued interest. With average yields of 8.6% APY (depending on pool utilization), this becomes a compelling source of non-custodial earnings. The mtTokens increase in value automatically, representing the principal plus earned interest, and can also be used as collateral for borrowing further assets on the same platform. No active management, no complicated compounding—just consistent growth tied to real borrowing demand. To reinforce its community and expand trust ahead of launch, Mutuum Finance (MUTM) has also introduced a $100,000 giveaway for early holders and a $50,000 Bug Bounty Program in collaboration with CertiK. The audit process is already underway with top security benchmarks, and the bounty structure is split across four tiers of vulnerability severity. This ensures that developers are incentivized to secure every line of code while building community confidence through transparency. The window to access Mutuum Finance (MUTM) below $0.04 is rapidly closing. With its stablecoin strategy, flexible collateral-based borrowing, and mtToken-powered passive rewards, the platform is positioned to outperform projects that rely solely on network activity. While TRON (TRX) may ride its current wave of interest, it’s Mutuum Finance (MUTM) that’s quietly building a value machine set to redefine decentralized lending—and the real action is happening now in Phase 5. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance The post TRX climbs, but this sub-$0.04 coin is about to leave phase 5 forever appeared first on Invezz

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