Best crypto to buy before August: a hidden token could overtake SHIB next

This decentralized lending protocol is opening doors for Shiba Inu (SHIB) holders and new investors alike to rotate into a high-growth ecosystem designed for consistent yield, overcollateralized lending, and long-term value generation. A growing number of crypto investors are swapping meme-driven hype for financial infrastructure that pays. One early buyer exchanged 25 million Shiba Inu (SHIB) for 800,000 MUTM tokens during Phase 1 of the presale at just $0.01. As the token is set to list at $0.06, that same bag is now projected to be worth $15,000—a nearly 4x gain before launch. These early investors aren’t just speculating on hype—they’re locking into a DeFi protocol built to generate real returns through peer-to-contract (P2C) and peer-to-peer (P2P) lending. MUTM powers a revenue-generating P2P lending revolution What sets Mutuum Finance (MUTM) apart from meme tokens will be its two-mode lending infrastructure. While traditional P2C lending will allow users to earn interest by supplying blue-chip or stablecoin assets like ETH, USDT, or DAI into audited smart contracts, the protocol’s P2P model will open the door for even greater returns by enabling users to lend directly to others using volatile assets like DOGE or PEPE. This one-on-one lending format offers customized terms, higher interest potential, and eliminates shared pool risk—all while keeping Mutuum’s core ecosystem protected. This shift in lending flexibility is attracting attention. Investors who use $10,000 worth of ETH as collateral at a 70% loan-to-value ratio can expect to access around $7,000 in liquidity while still retaining full upside on their ETH holdings. On average, these P2C borrowers can expect to pay an interest rate aligned with a 9.4% APY (depending on pool utilization). Lenders earn this yield through mtTokens, which are interest-accruing representations of the supplied assets. These tokens increase in value automatically, so holders don’t need to manually claim or reinvest interest. Presale acceleration, staking incentives, and real ecosystem growth Currently in Phase 5 of its presale, Mutuum Finance (MUTM) is priced at just $0.03, with over 65% of this round already sold. More than 12,900 holders are now participating in the protocol, and once Phase 5 closes, the price will jump to $0.035. With a listing price confirmed at $0.06, investors in the current phase are projected to gain a full 100% before the token even goes live. This creates strong FOMO for anyone who missed earlier stages—especially those sitting on stagnant meme coins hoping for another breakout. To support ongoing development and deepen liquidity, the Mutuum Finance (MUTM) team is implementing a revenue-sharing model. Protocol profits will be used to purchase MUTM tokens from the open market and redistribute them to users who stake their mtTokens in the designated contracts. This creates a powerful flywheel effect: more stakers lead to more liquidity, more token buybacks increase price pressure, and the system grows stronger with each revenue cycle. Alongside this, Mutuum is actively incentivizing developer involvement through a $50,000 Bug Bounty Program in collaboration with CertiK, and rewarding early community believers with a $100,000 giveaway . What makes the project especially appealing to forward-looking investors is the planned integration of a decentralized stablecoin. It will only be minted when users borrow against collateral and burned upon repayment or liquidation, with algorithmic interest rate controls ensuring its peg remains close to $1. This adds a layer of depth and self-regulating economic logic that meme tokens lack entirely. Mutuum Finance (MUTM) is quickly emerging as the ultimate alternative for Shiba Inu (SHIB) holders. Its fully decentralized, non-custodial protocol design, real-world use cases, and passive income potential offer a dramatically different opportunity in the current market. For investors aiming to diversify out of hype-based tokens and into revenue-generating assets, Mutuum is not just an option—it’s a lead contender for the best crypto to buy before August. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance The post Best crypto to buy before August: a hidden token could overtake SHIB next appeared first on Invezz

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