Preferred by whales: the next SOL? This token is still trading at just $0.03

Solana (SOL) was once overlooked at $0.60—until it surged past $250 and delivered some of the most significant gains in crypto history. Today, a new low-cap asset is beginning to spark the same type of early conviction among serious investors. That token is Mutuum Finance (MUTM) , currently trading at just $0.03 in Phase 5 of its presale. With more than $11.7 million already raised, over 12,700 holders on board, and 60% of this phase’s allocation already gone, the window to secure an early entry is narrowing. A token that’s structurally built for growth and yield What sets Mutuum Finance (MUTM) apart from other presales is its token structure. The MUTM token is more than a digital asset—it will be the engine behind the protocol’s capital cycle. A portion of Mutuum’s future protocol revenue will be used to buy MUTM on the open market and redistribute those tokens to users who stake their mtTokens in designated smart contracts. This means active participants in the ecosystem will continuously benefit from protocol activity in the form of direct rewards—linking usage, growth, and value tightly together. This dividend mechanism is expected to gain significant traction as liquidity flows into the protocol, especially as more users begin supplying assets like USDT or ETH to earn passive income. The system is also designed to apply long-term upward demand pressure on MUTM, as constant buybacks reduce circulating supply while rewarding those who continue to stake mtTokens. Importantly, MUTM does not act as a governance token, nor does it rely on deflationary gimmicks. Its strength lies in real utility—yield participation, future buybacks, and smart contract staking infrastructure—making it a rare utility-first token still available under $0.05. Given this structure, several analysts are pointing to a 3x–5x projection post-launch, with more upside to follow as platform usage scales across DeFi. Layer-2 technology, lower fees, greater adoption Beyond token utility, Mutuum Finance (MUTM) is being engineered with scalability and efficiency in mind. The development team is building the protocol on a Layer-2 infrastructure, which will provide significantly faster and cheaper transactions compared to Ethereum (ETH) mainnet. This is a major advantage for users who want to lend, borrow, and interact with smart contracts without facing high gas costs or sluggish transaction speeds. Layer-2 integration also opens the door for higher transaction throughput, setting the foundation for Mutuum to grow into a high-volume ecosystem without running into congestion issues. Whether it’s P2C lending with automated rate adjustment or P2P deals with custom lending terms, the protocol is expected to run smoothly from launch, reinforcing long-term adoption and usability. In addition to Layer-2 performance, the roadmap includes the rollout of a beta version of the platform in tandem with the token’s listing. That means investors won’t just be holding a token—they’ll be entering a fully built lending and borrowing environment where functionality meets token value directly. The protocol is also working on a decentralized stablecoin, backed by collateral, that will be minted when loans are issued and burned upon repayment. This feature will bring stable liquidity to the ecosystem while locking more assets into the protocol. Whale moves are already catching attention. From institutional desks to long-term crypto veterans, capital is flowing into Mutuum Finance (MUTM) with the expectation of both platform adoption and price appreciation. Just last week, a high-net-worth wallet migrated $75,000 from SOL and AVAX into Phase 4 and has already locked in over 20% gains—now holding for a 5x move by post-listing price targets. The next major price milestone is $0.035 in Phase 6. Once reached, investors will look back at $0.03 the same way they once looked back at SOL at $0.60—with frustration that they hesitated. The current Phase 5 is already 60% complete, and with whales now circling, retail investors are moving fast to secure their spot before the next jump. Mutuum Finance (MUTM) is proving that early conviction can be rewarded—and this time, it’s those who act at $0.03 who stand to win big. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance The post Preferred by whales: the next SOL? This token is still trading at just $0.03 appeared first on Invezz

Source: Invezz