XRP (XRP) Stuck at $2.092, Down 4.12% Last Week, Why Smart Money Is Eyeing This Altcoin

XRP (XRP) remained stagnant at $2.092 with a $129B market cap, down -4.12% over the past week, trapped in a descending triangle pattern. Despite 90% ETF approval odds and a Wormhole partnership boosting multichain interoperability, weak trading volume and negative funding rates signal bearish pressure. A breakout above $2.22 could drive a 1.3x rally to $2.70, but failure to hold $2.00 risks a drop to $1.90. While XRP (XRP) struggles to hold its ground after slipping 4.12% last week, seasoned investors are already shifting their focus to a token that’s priced far lower but offers significantly higher upside. Mutuum Finance (MUTM) , currently in Phase 5 of its presale at just $0.03, is gaining serious traction as capital begins to rotate from top-heavy large caps into low-cap protocols with real-world use and scalable DeFi infrastructure. With $11.7 million raised, 12,700+ holders onboarded, and 60% of this phase’s allocation already sold, Mutuum Finance (MUTM) is clearly on the radar of smart capital. Borrow, Lend, and Earn—All in One Protocol What makes Mutuum Finance (MUTM) stand out will be its dual lending model, allowing users to either lend into stable liquidity pools via the Peer-to-Contract (P2C) system or create custom loan agreements directly through Peer-to-Peer (P2P) setups. These features will let users access borrowing or lending functionality across a wide spectrum of assets, including meme coins, stablecoins, and major altcoins. A user who lends $15,000 in USDC through the Mutuum protocol will receive mtUSDC at a 1:1 ratio—mtTokens are yield-bearing assets that increase in value as interest accrues. If the average annual yield hits 15%, that same user will earn $2,250 in passive income by year-end. For borrowers, the process is just as efficient. Someone holding $1,000 worth of ETH can use it as collateral and borrow up to 75% of its value—depending on the assigned loan-to-value (LTV) ratio for ETH—without needing to sell the asset. That means they retain full exposure to any ETH price increases while getting the liquidity they need for other opportunities or expenses. In the P2P segment, lenders and borrowers will be able to negotiate interest rates, loan terms, and repayment durations directly, with no intermediaries involved. This setup is ideal for lesser-known or more volatile assets like Dogecoin (DOGE), Shiba Inu (SHIB), or Pepe (PEPE), which wouldn’t qualify for pooled liquidity but are still in high demand for lending. The result is a flexible ecosystem that caters to both conservative and risk-tolerant users—without compromising the protocol’s structural safety. Protocol Revenue, Token Burns, and Real Fundamentals Mutuum Finance (MUTM) separates itself from most early-stage altcoins by building its ecosystem around real economic activity. Every time users borrow, repay loans, or interact with lending pools through smart contracts, they generate protocol fees. These fees will be routed for dividend distributions in MUTM for mtToken stakers by strategic token buybacks from the open market. With its $0.06 listing price already locked in, Phase 5 buyers will automatically see a 2x return by launch. But projections don’t stop there. Based on current growth indicators, platform demand, and the rollout of its beta platform and Layer-2 integration, analysts are forecasting MUTM to reach between $0.12 and $0.18 by Q4 of this year. That’s a 4x to 6x return for those entering before the price jumps to $0.035 in Phase 6. The platform’s roadmap shows clearly defined development stages: beta launch at listing, followed by the release of its overcollateralized stablecoin and its Layer-2 scaling infrastructure. These aren’t just ideas—they are functional upgrades that will improve transaction speeds, cut gas fees, and open the door for broader institutional adoption. And while competitors lean heavily on hype, Mutuum Finance (MUTM) backs its ecosystem with investor protections and third-party oversight. A $50,000 bug bounty with CertiK is live, designed to harden the platform ahead of mainnet rollout. With each step, the project continues to align investor interests with long-term protocol health. With less than half of Phase 5 supply remaining and the $100,000 MUTM giveaway drawing more participants every day, entry at the current $0.03 price is rapidly narrowing. For buyers moving out of stagnant large caps like XRP (XRP), this may be the last sub-$0.05 gem that offers real fundamentals, long-term staking rewards, and true scalability inside a DeFi protocol built to last. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance Disclaimer: This is a sponsored press release for informational purposes only. It does not reflect the views of Times Tabloid, nor is it intended to be used as legal, tax, investment, or financial advice. Times Tabloid is not responsible for any financial losses. The post XRP (XRP) Stuck at $2.092, Down 4.12% Last Week, Why Smart Money Is Eyeing This Altcoin appeared first on Times Tabloid .

Source: TimesTabloid