This hidden altcoin is quietly outpacing the giants: is MUTM the new DeFi leader?

The month of June 2025 has seen a surge in crypto ETF inflows, with Bitcoin ETFs leading the way. Amid a flood of institutional capital into the crypto sector, the crypto market is experiencing massive capital movements. According to on-chain metrics, one of the beneficiaries of this capital movement is Mutuum Finance (MUTM) , which is quietly making its way into the spotlight. These inflows have triggered speculation that this could be the next big winner of 2025. So far, analysts forecast massive gains for Mutuum Finance (MUTM), with estimates of a 3,450% gain making their way through crypto circles. There is good reason to trust this forecast, and in this article, we explore why Mutuum Finance (MUTM) is poised for massive gains. Mutuum Finance (MUTM): built with a purpose Mutuum Finance (MUTM) is deep in the 5th phase of its presale and has raised over $10.95 million from around 12,350 investors so far. MUTM tokens in the current phase of the presale are going for $0.03, a 200% increase from the phase 1 price of $0.01. In the upcoming phase 6 of the presale, the token price will go up by 16.67% to $0.035. Analysts forecast strong performance after the presale, with the price expected to rise by 3,450%. Based on that projection, a $1,400 investment in the presale could grow to $48,300. One notable fact about the current phase 5 of the presale is that tokens are selling at a 50% discount to the listing price of $0.06. That means those who purchase their tokens in the current phase stand to make double what those who wait until the listing price will make. The protocol design Mutuum Finance (MUTM) is not powered by hype but by real utility. It is designed around a decentralized non-custodial protocol that allows users to participate as lenders or borrowers. As lenders, they can deposit assets in a pool to earn interest. The interest rate they receive in a pool is based on the pool’s utilization rate. A pool’s utilization rate is determined by measuring the value of assets being actively borrowed in a pool against the total amount of assets in that pool. As the utilization rate rises, so does the interest rate. This rising interest rate pushes the borrowers to pay back their loans, while at the same time, it causes the lenders to deposit more assets to benefit from the rising rates. Over time, the liquidity in the pools increases, which leads to overall protocol health. It also ensures that the demand and supply-based actions of the lenders and borrowers lead to optimal market efficiency. To protect lenders’ liquidity, Mutuum Finance (MUTM) will require that all loans be overcollateralized. That simply means that borrowers will have to deposit assets of a higher value than the loan they take. The actual level of collateralization is determined by the intrinsic characteristics of an asset. For instance, an asset that shows high levels of on-chain trading volume, coupled with low volatility, will get better terms than assets that have high volatility and low liquidity. Due to the changing nature of the crypto market, Mutuum Finance (MUTM) will actively adjust the parameters. For instance, if an asset grows from obscurity, and the on-chain volume rises, and volatility falls, its parameters can be adjusted to encourage its use as collateral. Mutuum Finance (MUTM) will also operate a liquidity rewards program. In this program, rewards in MUTM tokens will be given out to encourage lenders to deposit more assets. This will have the effect of lowering the utilization rate and thus the interest rate in a pool. As a result, it will make the protocol more attractive to users, which is important to the long-term success of the project. The Mutuum Finance (MUTM) also plans to use protocol revenue to purchase MUTM tokens off the open market. These purchases will apply positive price pressure on the tokens, which will boost their profile online. As such, it could develop a media buzz, leading to a surge of users into the protocol. With Mutuum Finance (MUTM) already listed on CoinMarketCap, the improved price performance could push it up the charts, increasing its visibility. CoinMarketCap has over 350 million monthly visitors, and this could serve as an important source of growth for the project. Summary Mutuum Finance (MUTM) is a CertiK audited project that has been garnering massive attention from the crypto market in recent weeks. Already, some on-chain whale activity shows that the crypto market is taking notice. In the coming weeks, capital will continue to flow into the presale, with the momentum expected to carry on after the tokens’ public listing. With listings expected on major public exchanges, MUTM tokens could go parabolic. At the current price of $0.03, MUTM tokens represent your best opportunity for massive returns in 2025. The post This hidden altcoin is quietly outpacing the giants: is MUTM the new DeFi leader? appeared first on Invezz

Source: Invezz