These coins are getting noticed for the right reasons

In 2025, the best crypto investment strategy is to look for coins that can deliver the right mix of short-term upside, with long-term gains. The first half of the year has been a pivotal one, which has seen hype-driven meme coins dip into the background as utility has taken over the market. A good example of this trend is Mutuum Finance (MUTM) , which is drawing the attention of the masses with its unique approach to the DeFi space. The project has numerous features built into it that will ensure its long-term growth after it goes live. Mutuum Finance (MUTM) is proof that the crypto market is shifting capital towards utility-driven projects. Across the board, the crypto projects below have demonstrated a combination of long-term returns, technical progress, and growing user bases. Let us take a dive into these projects and see what they have to offer. Bitcoin Cash (BCH) Bitcoin Cash (BCH) was one of the earliest forks of Bitcoin (BTC). In recent months, the project’s focus on P2P payments has seen it make a resurgence in the crypto scene. The project is known for being fast and cheap, compared to BTC. Over the years, it has seen growing adoption, making it a good addition to your portfolio. Binance Coin (BNB) Binance Coin (BNB) was created for the Binance exchange ecosystem. It has a lot of utility within the exchange’s ecosystem, which includes lower trading fees, and can be used for services like the Binance Launchpad. The role of BNB within Binance continues to grow, and the capabilities of its native blockchain continue to expand. Its close association with the Binance exchange has helped to boost its price. However, that also means the market has already priced in most of the possible gains for BNB. For bigger returns in the short term and stable growth afterward, Mutuum Finance (MUTM) is a better option. Mutuum Finance (MUTM) Mutuum Finance (MUTM) is a project launched by an enthusiastic group of developers that wish to see real change in the DeFi space. To ensure it achieves mass adoption, Mutuum Finance (MUTM) plans to expand to multiple blockchain networks. Additionally, its protocol framework is designed to proactively support the ecosystem’s health, ensuring long-term, stable growth for MUTM token holders. The protocol design Mutuum Finance is a decentralized non-custodial protocol where users can participate as lenders, borrowers, or liquidators. As lenders, they can deposit their assets to earn interest. The interest payments they receive are based on the pool utilization rate. As the interest rates rise in the pools, it encourages borrowers to repay loans, while lenders are incentivized to deposit more assets to benefit from the bigger yields. The process creates a self-sustaining feedback loop that leads to optimal capital utilization. All loans taken by borrowers must be overcollateralized, with the exact level determined by several key parameters. One of these is the loan-to-value (LTV) ratio, which is determined individually for each asset. To determine the LTV, various aspects of an asset are checked. These include its trading volume, the price volatility, and the price data oracle. If any of these factors are found to have a potentially negative impact on the protocol, a highly conservative LTV is set. The other parameter is the liquidation threshold. Generally, meme coins will get a more restrictive liquidation threshold due to their highly volatile nature and the big challenge that they pose to the viability of the protocol. Mutuum Finance could also impose various restrictions on what an asset can do within the ecosystem. For instance, an asset may be restricted to only borrowing assets of the same type. Additionally, the protocol could impose a borrowing and deposit cap to protect the protocol from the problem of infinite minting, which could be used to siphon liquidity out of the ecosystem. The MUTM token presale Mutuum Finance (MUTM) is currently in phase 5 of its presale, where tokens are going for $0.03. The current price is a 200% increase from the phase 1 price of $0.01. So far, over $10.8 million has been raised in the presale from around 12,250 buyers. The presale price will go up by 16.67% in the upcoming phase 6 of the presale to $0.035. The presale has seen an acceleration, with 40% of the tokens set aside for phase 5 sold barely two weeks after they launched. One of the main drivers is the ongoing $100,000 giveaway . The Mutuum finance team plans to give ten lucky presale participants $10,000 worth of MUTM tokens each. To participate in the giveaway, you only need to participate in the presale with a minimum of $50. Summary As 2025 unfolds, and capital shifts from hype to utility in the crypto market, Mutuum Finance (MUTM) is the perfect vehicle to ride this wave. Currently in the presale, this project is expected to offer returns of 20x or more for early-stage investors. Do not let this awesome opportunity pass you by. For more information about Mutuum Finance (MUTM), visit the links below: Website: https://www.mutuum.com/ Linktree: https://linktr.ee/mutuumfinance The post These coins are getting noticed for the right reasons appeared first on Invezz

Source: Invezz