Software Engineer Explains XRP Ledger Transaction Batching By Ripple and Others

Software engineer Vincent Van Code provided a detailed explanation on X regarding how the XRP Ledger (XRPL) is used in practice by Ripple and other payment operators. Vincent addressed a common misconception that XRPL’s transactions per second (TPS) metric strictly limits the number of individual payments that can be processed per second on the network. According to Van Code, this view oversimplifies how the system operates in real-world use cases, particularly when dealing with cross-border payments. He stated that XRPL TPS does not necessarily have one-to-one correspondence with the number of actual end-user payment transactions. Rather than treating every single customer payment as a separate XRPL transaction, institutions like Ripple use a batching model. In this model, multiple individual payments destined for a particular region are grouped and settled as a single or limited number of transactions on the XRPL. These batched payments are sent to a local payment partner, which is then responsible for remitting funds to the individual recipients. XRPL TPS doesn’t necessarily mean you can only do X amount of say cross border payments per second. Ripple, and many others will use XRPL to batch settle payments to relevant payment partners. It is then the Ripple on off ramps that unhatched and remits money to individual… — Vincent Van Code (@vincent_vancode) June 17, 2025 Mechanics of Batched Settlement Van Code used Japan as an example to illustrate the process. If there are 400 individual payments to be made to recipients in Japan, Ripple could send these payments in a batched format to its payment partner in Japan using only about 10 to 20 XRPL transactions. The partner then distributes the funds to the 400 recipients through local mechanisms. This approach dramatically reduces the number of XRPL transactions required, making more efficient use of the network TPS capacity. As Van Code emphasized, the XRPL is focused on transferring value, while Ripple’s infrastructure is designed to integrate with real-world systems and facilitate final-mile delivery of funds. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Community Engagement and Clarification A user identified as Awesomeness responded to the original post, expressing confusion about the batching process. The user asked how it would be possible to make fewer than 400 transactions when the payments involve 400 different recipients and different amounts. The user also questioned whether this reduced transaction volume could negatively impact demand for XRP. In response, Van Code clarified that only the required total funds need to be transferred through the XRPL in a single transaction. Once these funds arrive at the payment partner, that partner is responsible for distributing the payments to each of the 400 individual accounts. He explained that there is no requirement for a one-to-one relationship between each end-user payment and an XRPL transaction, emphasizing that the system is designed to work at a higher operational level where aggregation is more efficient. Technical Distinction Between XRPL and External Payment Interfaces The key point Van Code conveyed is the distinction between the XRPL’s role as a value settlement layer and Ripple’s function as a payment interface bridging the on-chain and off-chain components. The batching system allows large volumes of payments to be effectively managed and executed without overwhelming the XRPL’s native TPS capacity. This model supports scalability while maintaining the integrity and efficiency of cross-border payments. It also underlines that XRPL utilization is not diminished by reduced individual transaction counts, as value continues to move through the network in large amounts. In this structure, XRP demand is driven by the value being moved and the overall liquidity required, not merely the raw number of transactions on-chain. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Software Engineer Explains XRP Ledger Transaction Batching By Ripple and Others appeared first on Times Tabloid .

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