BTC holders see $112K peak, but MUTM’s pre-listing rally hits volume highs

As Bitcoin (BTC) touches a new local peak around $112,000, long-time holders celebrate one of the strongest rallies in crypto history. Yet, beyond the headlines, a quieter surge is unfolding inside the DeFi sector. Mutuum Finance (MUTM), a decentralized lending protocol currently in its presale phase, is making waves with soaring participation numbers, aggressive volume growth, and unmatched investor momentum. With over $10.55 million already raised and more than 12,000 holders onboarded, Mutuum Finance (MUTM) is shaping up to be one of the most in-demand tokens of 2025. Mutuum Finance (MUTM) is building for function, not just FOMO Unlike speculative assets driven only by hype, Mutuum Finance (MUTM) is being built with strong DeFi fundamentals. The protocol will allow users to lend and borrow a variety of crypto assets using two mechanisms: Peer-to-Contract (P2C) and Peer-to-Peer (P2P). In the P2C model, users will deposit assets like Ethereum (ETH), Bitcoin (BTC), Avalanche (AVAX), or Solana (SOL) into shared liquidity pools. In the P2P model, users will be able to negotiate lending terms directly, bypassing automated rates to set custom deals. This will be especially useful for trading in tokens like Dogecoin (DOGE), Pepe (PEPE), or Shiba Inu (SHIB)—assets not usually supported on major platforms. At its core, Mutuum Finance (MUTM) will reward users who provide liquidity through non-custodial smart contracts. When users deposit assets, they will receive mtTokens in return. These mtTokens will represent both the initial deposit and the interest earned, growing in value as borrowing activity increases. Unlike staking systems that rely on inflationary rewards, interest on Mutuum will come from actual borrower demand—ensuring more sustainable returns. Users aiming for passive income can stake their mtTokens in a safety module to receive dividend distributions in the form of MUTM tokens. These dividends will be funded by the protocol’s revenue, primarily from borrower interest. To maintain upward demand pressure on the token price, the protocol will use part of its earnings to buy MUTM on the open market and distribute it to stakers. While the crypto world watches Bitcoin (BTC)’s dominance climb with renewed excitement, Mutuum Finance (MUTM) is quietly outpacing most of the market in volume and holder count. The presale’s strong engagement reflects growing investor confidence in protocols with real utility, especially those that are still undervalued ahead of major exchange listings. With a fixed total supply of 4,000,000,000 tokens and a listing price expected to open at $0.06, many believe the current $0.03 presale rate presents an entry opportunity with high upside. With the ongoing $100K giveaway , this early-stage advantage is becoming rare in a market where many altcoins have already priced in future expectations. The stablecoin advantage and layered ecosystem growth One of Mutuum Finance (MUTM)’s most important innovations is its upcoming decentralized stablecoin. Unlike centralized or fiat-backed options, this stablecoin will be minted directly from overcollateralized on-chain assets already held in the protocol. This system will increase transparency and maintain algorithmic supply adjustments, allowing users to borrow against stable value without relying on external reserves. Mutuum Finance (MUTM) has already achieved key milestones in its first phase. These include executing the presale, launching marketing campaigns, listing on crypto tracking platforms, and initiating a smart contract audit by CertiK. As the roadmap progresses into development-focused phases, the team will deliver key infrastructure: smart contracts, frontend dApps, and full backend integration. Phase 3 will include testnet beta testing and a functional demo version. Once this is complete, the project will move into Phase 4, where the live platform will go public. The MUTM token will be listed on major exchanges, and investors will be able to claim and use their tokens in the working platform. At that stage, the dividend mechanisms, smart contract lending, and user dashboard will become fully operational—solidifying MUTM as a functional asset rather than just a speculative token. Mutuum Finance (MUTM) offers use, not just hype As Bitcoin (BTC) climbs toward new peaks, investor attention naturally gravitates toward established names. But history shows that once top-tier coins reach all-time highs, smart money begins rotating into newer protocols offering real utility and stronger upside. That’s where Mutuum Finance (MUTM) positions itself: not as a hype machine, but as a working product with yield, utility, and growth potential. Its passive income structure, overcollateralized borrowing system, and smart contract-driven ecosystem offer clear financial pathways for both cautious and active participants. The upcoming stablecoin and expanding cross-chain features will only deepen its market relevance, while token buybacks and dividend mechanisms will support long-term value for users. While Bitcoin (BTC) holders are celebrating the $112K milestone, those who joined Mutuum Finance (MUTM) at $0.03 are watching their early-stage investment move toward real-world application, token appreciation, and income-generating possibilities. As the protocol prepares for its official launch, one thing is clear—Mutuum Finance (MUTM) is not waiting for permission to lead the next wave of DeFi. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance The post BTC holders see $112K peak, but MUTM’s pre-listing rally hits volume highs appeared first on Invezz

Source: Invezz