Where smart money is going in crypto this summer

The summer of 2025 is proving to be an exciting year for the crypto sector. It has seen a massive increase in institutional capital inflows, and crypto has hit new all-time highs. Analysts are closely watching the sector and tracking where smart money is going. One of the projects that keeps popping up in the analysis is Mutuum Finance (MUTM) . The project is currently in the presale phase and has been receiving an overwhelming level of support from the masses. With over $10.45 million raised so far, this could be your best crypto investment of 2025. Why smart money is going into token presales Crypto whales are increasingly turning their attention to presales in the crypto sector, and there is a good reason for this. Back in May 2025, the crypto market peaked at a new all-time high, as was seen with Bitcoin. As such, the crypto market prices are already quite high, and price swings for profitability opportunities have been minimal. By focusing on the presales, whales get to join a project on the ground floor and grow with it to new heights. It also means that they only need to spend a small amount of the profits they made during the recent bull run. As such, there is no danger to them, but the upside is massive. For instance, analysts have recently forecast that MUTM tokens could rise by over 3,000%. For an investor, that is an opportunity to turn a $1,000 investment into over $30,000. With such numbers, it is not surprising that presales are getting so much attention in June 2025. The Mutuum Finance (MUTM) project: explosive growth potential Mutuum Finance (MUTM) is a project in the DeFi sector that allows users to participate as lenders, borrowers, or liquidators. When participating as lenders, they have a chance to make passive income from percentage annualized yield payments in the pools. The interest that they earn in the pools is determined by a pool’s utilization rate. Asset vetting and price discovery In Mutuum Finance (MUTM), the asset integration process is carefully considered. It is guided by a framework that checks numerous aspects of a project to ensure it adds value to ecosystem users. One of the first checks is an asset’s impact on transaction costs on the protocol. Each new asset that is added leads to increased code complexity, which raises gas fees for all other users of the ecosystem. As such, if an asset requires specialized logic that could raise gas fees unreasonably, it will not be added. Another check they perform is the liquidity and volatility checks. Some tokens have very high volatility, while others have almost no liquidity. Both of these assets would bring more problems than benefits to the ecosystem. For instance, if the protocol were to allow users with unstable meme coins to use them as collateral to acquire stable assets like the USDT stablecoin, that could pose challenges for the entire ecosystem. To mitigate some of these challenges, only assets that show high levels of stability will get standard collateral classification. Tokens that are too unstable will only be used as collateral in the restricted mode. This is especially so when tokens have limited liquidity or their market dynamics are uncertain. By setting strict criteria and having a specialized framework for how assets are added to the protocol, this helps to preserve the long-term solvency of the protocol. One of the main considerations when adding a new asset to the protocol is whether it is truly decentralized. Some assets are controlled by a single issuing entity, which can undermine the trustless nature of the Mutuum Finance protocol. Before an asset is added, the team will weigh the benefits to the users versus the challenges that centralized control poses. In some cases, assets will be limited to the non-collateral status. This is especially so if they are found to show signs of oracle manipulation. Oracle manipulation is a tactic used by nefarious actors to quickly spike the price of an asset, withdraw liquidity, and then drop its price, triggering insolvency on the protocol. By limiting such assets from being used as collateral, it eliminates this exploit. Finding the right balance Mutuum Finance (MUTM) is focused on achieving a perfect balance between the protocol’s solvency and growing participation in the protocol. While some tokens with high volatility can pose a danger to the solvency, adding a diverse array of tokens also has its benefits. For instance, it ensures that potential volatility is spread to a broader asset base. The developers will work to find the right balance between diversity and protocol safety. MUTM presale details The Mutuum Finance (MUTM) presale is currently in phase 5 and has raised over $10.45 million so far. Tokens in the current phase are going for $0.03, a 200% increase from the phase 1 price of $0.01. These stepped increases are meant to ensure that the earliest supporters of the presale get the biggest rewards. In the upcoming phase 6, the token price will go up by 16.67% to $0.035. The Mutuum Finance (MUTM) presale is an exciting time in crypto. It marks an exciting return to explosive gains and long-term benefits. At the low price of $0.03 per token, you have a chance to join this revolutionary ecosystem. For more information about Mutuum Finance (MUTM), visit the links below: Website: https://www.mutuum.com/ Linktree: https://linktr.ee/mutuumfinance The post Where smart money is going in crypto this summer appeared first on Invezz

Source: Invezz