Top analysts say this might be the last chance to buy MUTM below $0.035

As the crypto markets regain momentum, analysts are turning their attention to a select group of pre-launch protocols showing real traction. At the top of that list is Mutuum Finance (MUTM) — a decentralized lending and stablecoin protocol that has already raised over $10.45 million from more than 11,850 holders. With the token price currently locked at $0.03 in Phase 5 of its presale, experts are calling this the final opportunity to buy MUTM below $0.035. That sense of urgency is rising as the platform nears major milestones. The beta release is approaching, the CertiK audit is completed, and smart contract infrastructure will be in place as the platform goes officially live. Top analysts on X and leading crypto forums are signaling that the $0.03–$0.035 range will not last long. The next surge will likely come once users can interact with the live protocol and begin earning passive yield through real lending. MUTM price holds steady — but the clock is ticking For now, the MUTM token is still accessible to presale participants at a flat $0.03. But that static price does not reflect a lack of progress — quite the opposite. Over $10.45 million has flowed into the protocol on the basis of product utility, not hype. More than 11,900 unique wallet addresses have joined the presale, building what analysts call one of the most engaged pre-launch communities in 2025. This growing traction will align closely with the Mutuum Finance (MUTM) roadmap as it progresses toward critical development milestones. With major components of Phase 1 already executed—including the presale launch, marketing campaigns, CertiK audit, and giveaway—the project will move into Phase 2, where the development of core smart contracts, DApp front-end, and infrastructure setup will begin. Phase 3 will mark a major turning point, bringing the launch of a functional demo version, beta testing on testnet, finalization of documentation, and regulatory compliance alignment. As each of these steps is completed, users will soon begin live testing of the protocol’s decentralized lending infrastructure—signaling the start of Mutuum’s operational deployment and a new era in DeFi. The Mutuum Finance (MUTM) ecosystem will be engineered to deliver real, on-chain lending in both peer-to-contract (P2C) and peer-to-peer (P2P) formats. This dual model will support a wide spectrum of users — from those lending stablecoins like USDC to those borrowing lesser-known tokens like PEPE or SHIB. Once the beta goes live, this functionality will transition from testnet to real activity, generating yield and expanding the protocol’s utility. Depositors will receive mtTokens in return for providing liquidity — a 1:1 tokenized version of their deposit. For example, depositing 1,000 DAI will return 1,000 mtDAI, which will accrue interest automatically as the pool is utilized by borrowers. These mtTokens will be available to hold, trade, or stake in the protocol’s safety module, offering users both flexibility and access to additional rewards funded by protocol revenue. The launch of the overcollateralized decentralized stablecoin is another key catalyst. Fully backed by locked assets, this stablecoin will enhance capital efficiency within the protocol without introducing counterparty risk. Why analysts say the $0.03–$0.035 range is a gift With the planned listing price set at $0.06, presale buyers at the current $0.03 level are already positioned for a 2x gain at launch — and that’s before any price discovery happens on exchanges. But what makes this entry range even more compelling, according to analysts, is the level of technological and legal preparation already initiated. In Phase 1, Mutuum Finance (MUTM) initiated the presale, launched its multi-platform marketing campaign, began its $100,000 giveaway , and successfully completed its CertiK audit — all confirmed and executed. The total supply of MUTM is 4 billion tokens, with clear mechanisms to support long-term value. Part of the protocol’s profits will be used to buy back MUTM tokens from the open market, which are then redistributed to users staking their mtTokens in the safety module. This creates a feedback loop where staking rewards increase alongside token demand and liquidity depth. Unlike protocols that distribute inflationary rewards, Mutuum Finance (MUTM) links dividend payouts directly to protocol revenue. This means that as lending activity, stablecoin usage, and ecosystem growth increase, stakers receive proportionally higher earnings. Don’t miss the launch — or the last cheap entry With the beta launch close, new user onboarding accelerating, and smart contracts already under audit, the stage is set. The momentum is no longer speculative — it’s data-driven. Community participation is surging, token utility is ready to go live, and the $0.03 price is backed by real ecosystem development. Crypto influencers and experienced traders are now calling this the final phase of entry below $0.035. Once the protocol enters Phase 4 of the roadmap, the claim process and exchange listings will go live, and the public price will quickly adjust to match demand. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance The post Top analysts say this might be the last chance to buy MUTM below $0.035 appeared first on Invezz

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