Ripple’s RLUSD Poised to Replace USDT in Europe After MiCA Shake-Up

The post Ripple’s RLUSD Poised to Replace USDT in Europe After MiCA Shake-Up appeared first on Coinpedia Fintech News The EU just lost its most traded stablecoin, USDT, thanks to MiCA regulations , and the crypto market is already feeling the ripple effect. Tether’s decision to pull USDT from top European exchanges stems from MiCA’s tight rules with no interest payouts, strict cash reserves, capped issuance/redemptions, and required links to EU banks. With USDT gone, RLUSD might be the top contender poised to dominate, since Bitstamp, the leading European cryptocurrency exchange, has already listed RLUSD stablecoin , making it a prime fit. As crypto analyst Jake Claver put it, “Tether took one look and said, ‘we’re out.’” And just like that, a $150 billion liquidity engine exited one of the largest crypto markets. The EU lost its most widely-used stablecoin with USDT being pulled from major exchanges across Europe, all thanks to new MiCA regulations—and Tether’s decision not to play along. That opens up a huge opportunity in the market. But the real question is: who’s going to benefit? The… pic.twitter.com/aqM5WWYTPg — Jake Claver, QFOP (@beyond_broke) May 22, 2025 Ripple Moves In: RLUSD Grabs the Spotlight Without USDT, Europe’s crypto trading landscape looks dented. Liquidity is drying up, and users are slowly shifting to platforms outside the EU. Meanwhile, he said Circle is stepping in with MiCA-compliant USDC and EURC, but their combined market size is still small compared to USDT. While Circle offers compliance, it lacks the scale to replace Tether’s dominance fully. Claver explains, “USDC is compliant but small. Tether is massive but non-compliant. Ripple’s RLUSD brings the best of both worlds.” USDC vs RLUSD: Who Can Fill Tether’s $150B Shoes? Claver highlights that Ripple’s RLUSD stablecoin could quietly become the biggest winner in this scenario. RLUSD launched in December, fully compliant with MiCA, runs on both the XRP Ledger and Ethereum, and is supported by Ripple’s institutional partnerships. Unlike other projects focused on the US, Ripple had already built strong global connections, particularly in Asia, where regional stablecoins are gaining popularity. However, Ripple’s early preparation is now paying off. RLUSD offers a rare combination of regulatory alignment and global reach. According to Claver, this positions Ripple as the most likely candidate to fill the stablecoin gap in the EU. With USDT stepping aside and Circle struggling to scale, Ripple has a clear opportunity to reshape the market. .article-inside-link { margin-left: 0 !important; border: 1px solid #0052CC4D; border-left: 0; border-right: 0; padding: 10px 0; text-align: left; } .entry ul.article-inside-link li { font-size: 14px; line-height: 21px; font-weight: 600; list-style-type: none; margin-bottom: 0; display: inline-block; } .entry ul.article-inside-link li:last-child { display: none; } Also Read : Pakistan Launches Digital Asset Authority to Regulate Crypto, Targeting $25B Market , On the Contrary… Hey Jake, How does Tether not being MiCA compliant and not being compliant with the Genius act , affect Bitcoin. Will this be the reason that causes or exacerbates one of those dominoes to fall, which will cause $XRP to skyrocket before the end of the year? pic.twitter.com/xPDVWM2AiY — sKar PRIME (@sgtHappyGilmore) May 22, 2025 On crypto users, sKar PRIME responded by highlighting the broader market implications of Tether’s non-compliance with MiCA and the Genius Act . He suggested that Tether’s exit could trigger a larger domino effect across the crypto ecosystem. 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