XRP rose 4x in months — could MUTM follow with a 39x rally from current levels?

A quiet but growing conversation is taking place among crypto investors: Mutuum Finance (MUTM) , still in its presale phase at just $0.025, is starting to attract attention similar to what XRP received before its explosive breakout. With the right conditions forming, a projected 39x move is no longer being viewed as a stretch, but as a realistic target supported by structure, demand, and product readiness. While many traders are looking for the next big crypto, those paying attention are seeing a pattern forming. XRP climbed 4x in just a few months, and with investors now watching MUTM closely, the question is whether it’s about to follow—and perhaps even outperform. XRP’s surge sets a familiar tone Over the past few months, XRP rose from under $0.70 to above $2.60, delivering nearly 4x gains for those who positioned early. This momentum was driven by a mix of favorable legal developments, market optimism, and growing speculation over institutional adoption and future ETF listings. By mid-May 2025, XRP was valued around $2.65, showing a 20% gain over the previous month. This recent movement has drawn renewed attention from traders and analysts, with the asset continuing to hold a strong position among high-volume cryptocurrencies. But while XRP has already made its move, early investors are now scouting which crypto to invest in next. An increasing share of investors is now focusing on Mutuum Finance. Why investors are rushing into MUTM Mutuum Finance (MUTM) is still accessible at $0.025, but this pricing level is quickly nearing its end. The project is in Phase 4 of its presale, with over 87% of the current round sold, nearly 10,000 holders, and more than $8.6 million raised so far. After Phase 4 concludes, the token price is set to increase by 20% to $0.03, with the launch price already established at $0.06. From today’s level, that represents a 140% jump to listing—and a projected 39x surge when the token reaches $1, a milestone many investors see as reachable based on platform design. Adding to the urgency, more than $500,000 in inflows entered the presale within the last 48 hours, a clear signal that interest is growing fast. What sets Mutuum Finance apart from other new crypto coins is its utility-first approach. Rather than relying on speculative momentum, it’s building a platform that solves real problems in the DeFi space. Mutuum is a decentralized platform designed to support crypto lending and borrowing through two distinct approaches: Peer-to-Contract, where users can supply liquidity to shared pools and earn yield passively. Peer-to-Peer, where users directly negotiate loan terms with others for more control and flexibility. Borrowers retain ownership of their assets and provide overcollateralized deposits, making the system more secure and attractive to experienced DeFi users. In addition, the team is actively developing a decentralized stablecoin, which will be fully backed by on-chain collateral from the lending protocol itself—another layer of utility that strengthens long-term sustainability. Strong interest from XRP investors What’s more interesting is that some investors who profited from XRP’s recent rally are now joining MUTM’s presale. On-chain activity shows growing wallet overlap, and several high-volume participants have already made allocations ahead of the price jump. This trend reflects growing confidence in MUTM’s real yield mechanics, token redistribution model, and overall architecture. Unlike many hype-based projects, MUTM ties token demand directly to platform usage, creating built-in buy pressure as activity scales. With Phase 4 selling out fast and the next price increase locked in, MUTM is becoming one of the best crypto coins to buy now for those looking to enter ahead of exchange listings. The structure is in place, utilities are being developed, and the project has confirmed that a beta version of the platform will launch alongside the token, not months later. This combination of early pricing, product readiness, and steady inflows is why many believe MUTM could follow XRP’s path—and even go beyond it. The window at $0.025 is closing quickly. For investors searching for the top cryptocurrency to invest in before the next wave hits, Mutuum Finance is already drawing serious attention. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.finance/ Linktree: https://linktr.ee/mutuumfinance The post XRP rose 4x in months — could MUTM follow with a 39x rally from current levels? appeared first on Invezz

Source: Invezz