XRP surges 16.5% after legal win, could a $0.035 coin be the next big rally?

Ripple (XRP)’s recent 16.5% price surge following a decisive legal victory has once again shown how a single piece of news can ignite the market. But while courtrooms and headlines dominate some rallies, other projects are quietly building momentum through fundamentals that don’t rely on unpredictable legal outcomes. Mutuum Finance (MUTM) is one of them — a decentralized, non-custodial liquidity protocol that is already attracting attention in its presale phase for its dual lending models, stablecoin innovation, and investor-first incentives. Ripple (XRP) surges Ripple (XRP)’s XRP soared 16.5% to ~$3.45 on August 8, 2025, following the resolution of its four-year legal battle with the SEC, per CoinMarketCap data. Both parties dropped their appeals, cementing a July 2023 ruling that XRP is not a security for retail sales, though institutional sales violated securities laws. Ripple (XRP) agreed to a reduced $50 million fine, down from $125 million, boosting investor confidence. Trading volume spiked 168% to $11.74 billion, with Bloomberg analysts citing 95% odds for an XRP ETF approval. Technical indicators show XRP breaking $3.23 resistance, with support at $3.00 and RSI at 65, signaling bullish momentum. However, whale dumps of $1.9 billion and macro pressures like U.S. tariffs pose risks. A sustained break above $3.64 could target $5, but failure to hold $3.00 may see $2.65. Mutuum Finance (MUTM) Mutuum Finance (MUTM) will operate with two core lending models — Peer-to-Contract (P2C) and Peer-to-Peer (P2P) — giving users flexibility in how they will deploy and profit from their assets. The P2C model will let lenders deposit into shared liquidity pools and earn variable interest based on utilisation. For instance, a user will deposit 20 SOL worth $1,800 into the protocol, set at a 65% Loan-to-Value ratio, and borrow $1,170 USDC at an 8.5% annual interest rate. By re-lending that USDC in the same P2C pool, the lender will earn an extra $99 in yearly interest without selling their SOL holdings. The P2P model will offer even greater customization. Here, interest rates will be negotiated directly between the lender and borrower. Picture lending $3,000 in DAI to a borrower using FLOKI as collateral, with both parties agreeing to a 14% fixed rate. This setup will allow lenders to target precise risk-reward profiles while borrowers secure terms that fit their needs. Right now, the project is deep in its presale Phase 6, priced at $0.035 per token. Over $14.30 million has already been raised, with 15% of the total presale allocation sold. Security has been a priority from the outset, with Mutuum Finance (MUTM) undergoing a CertiK audit that delivered strong scores — 95 for Token Scan and 78 on the Skynet security framework. Early believers also stand to benefit from community-oriented programs. The $50,000 bug bounty rewards security researchers based on the severity of vulnerabilities they uncover, strengthening the protocol before its full launch. Meanwhile, the $100,000 giveaway will be distributed among ten winners, giving early participants a tangible reason to get involved now rather than later. Investors who have already engaged in earlier presale phases have seen notable gains. For instance, a Phase 2 participant who swapped 100 AVAX worth $3,500 into MUTM has already achieved a 133% increase in token value ahead of any exchange listing. That growth has been fueled entirely by the presale’s progressive price structure and strong demand, not external market shocks. CEX listings to multiply reach Once the presale concludes and the token is listed at $0.06, Mutuum Finance (MUTM) is preparing to broaden its accessibility through major centralised exchanges. Platforms such as Binance, KuCoin, and OKX are being targeted for listings, which historically have acted as powerful catalysts for liquidity, brand recognition, and trading volume. This expansion will put MUTM in front of millions of active traders worldwide, accelerating the adoption of its lending protocol and stablecoin. What makes this moment so compelling for investors is that the foundation for this growth is already being laid during the presale. The beta launch, the dual-model lending flexibility, and the decentralised stablecoin are features designed to attract both DeFi power users and newcomers seeking yield opportunities without complex onboarding. Every completed roadmap milestone adds intrinsic value to the ecosystem, which in turn supports buy pressure once the token begins open-market trading. Ripple (XRP)’s rally showed that legal victories can light a short-term fuse, but projects like Mutuum Finance (MUTM) demonstrate that the next big rally can be built on something more enduring. With $0.035 still holding in Phase 6, a $0.06 listing ahead, and a roadmap filled with growth-driving deliverables, the groundwork is in place for a breakout that doesn’t need a courtroom headline to happen. For more information about Mutuum Finance (MUTM), visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post XRP surges 16.5% after legal win, could a $0.035 coin be the next big rally? appeared first on Invezz

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