Ripple and SEC end legal battle, XRP up 13%; meanwhile, MUTM has eyes on XRP throne

The US Securities and Exchange Commission and Ripple have definitively concluded their nearly five-year legal battle. They both dismissed their appeals in the Second Circuit on August 7, 2025. This move validates the landmark 2023 decision of Judge Analisa Torres. That ruling determined that XRP tokens sold to retail investors on public exchanges are not securities. Consequently, Ripple agreed to pay a $125 million fine concerning institutional XRP sales. Simultaneously, another project, Mutuum Finance (MUTM) , is gaining significant traction during its ongoing presale. Many investors are now comparing its potential trajectory to XRP’s recent success. Ripple’s landmark victory and market impact Ripple Labs consistently argued that XRP was not a security since the SEC initiated its lawsuit in December 2020. The recent rejection of appeals confirms the legal difference between retail and institutional token sales. This precedent is a crucial one to the broader crypto industry. Moreover, the Chief Legal Officer of Ripple, Stuart Alderoty, indicated that the company would resume regular business activities. Market analysts are already speculating about potential XRP-based financial products. The possibility of an XRP exchange-traded fund (ETF) seems more plausible now. Increased institutional adoption appears likely given the resolved regulatory uncertainty. The ruling significantly influences crypto prices today, particularly for assets entangled in regulatory disputes. This observation shows the importance of legal structures in investing in cryptocurrencies. It offers a blueprint on how to navigate the tricky securities regulations that touch on a variety of crypto coins. Mutuum Finance presale momentum builds Meanwhile, Mutuum Finance (MUTM) continues its highly successful token presale, currently in Phase 6. Investor participation remains exceptionally strong. The project has impressively raised over $14,300,000 since the presale began. More than 670 million MUTM tokens have already been sold to participants. Total MUTM holders now exceed 15,050 individuals. Phase 6 is currently underway, offering tokens at $0.035 each. This represents a substantial 250% increase, or 3.5x growth, from the opening phase price of $0.01. Tokens in this phase are selling out rapidly. Consequently, the opportunity to acquire MUTM at this level is diminishing quickly. Phase 7 will commence next, featuring a 14.3% price increase to $0.04 per token. Following the presale conclusion, MUTM will officially launch at $0.06. Current Phase 6 buyers can therefore anticipate significant gains post-launch. Projections suggest potential returns exceeding 400% for current buyers. This potential growth fuels considerable interest among investors seeking the next big crypto opportunity. Mutuum Finance core utility and security Mutuum Finance (MUTM) distinguishes itself through tangible utility within decentralized finance. The protocol is developing a dual-lending model. This model integrates peer-to-contract (P2C) and peer-to-peer (P2P) lending mechanisms. P2C allows users to tokenize established assets like ETH or BTC, earning interest. P2P facilitates direct lending agreements between users, often involving more volatile assets. Both systems aim to operate efficiently on a Layer-2 network. This integration promises drastically lower transaction fees and faster processing times. Security is paramount for the Mutuum Finance team. They recently finalized a comprehensive audit with CertiK, achieving an outstanding 95.00 security score. To bolster security continuously, Mutuum Finance has launched an official Bug Bounty Program. This program, run in partnership with CertiK, offers $50,000 USDT in rewards. Community engagement and incentives Mutuum Finance actively cultivates a strong and engaged community. They recently announced an exciting $100,000 MUTM giveaway . Ten fortunate winners will each receive $10,000 worth of MUTM tokens. Additionally, the project introduced a new dashboard feature. This dashboard includes a leaderboard tracking the top 50 MUTM token holders. Individuals maintaining their position within this elite group will receive bonus token rewards. This initiative encourages long-term holding among significant stakeholders. It fosters greater stability within the token ecosystem. MUTM positioned for future growth Mutuum Finance (MUTM) presents a compelling case within the current crypto market. Its presale performance demonstrates considerable investor confidence. The project offers clear utility through its innovative dual-lending approach. Explore the Mutuum Finance presale opportunity today before Phase 6 concludes. For more information about Mutuum Finance (MUTM), visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance The post Ripple and SEC end legal battle, XRP up 13%; meanwhile, MUTM has eyes on XRP throne appeared first on Invezz

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