Top pick among whales? $0.03 altcoin sees huge wallet accumulation recently

What makes this accumulation particularly interesting is the clear rotation of capital away from legacy tokens like Bitcoin (BTC), Cardano (ADA), and Binance Coin (BNB). These large holders are reallocating into lower-cap tokens with real utility and massive upside, and Mutuum Finance (MUTM) seems to be catching their attention for all the right reasons. The token is currently priced at $0.035 in Phase 6 of its presale, yet demand is building rapidly due to its innovative decentralized finance model, real-world use cases, and multi-pronged token utility. Lending and borrowing mechanics Mutuum Finance (MUTM) will be far more than just another presale hype play—it will offer functional utility through a dual lending system. Its P2C model will give everyday users a chance to become passive income earners. For example, a lender depositing 2 ETH (roughly $6,600) will earn a competitive 9.2% APY through the protocol. That will translate to around $607 annually without actively managing positions, just by contributing to the shared liquidity pool. On the borrower side, the system will be equally efficient. Suppose someone locks in $10,000 worth of BTC as collateral. With a 65% Loan-to-Value (LTV) ratio, they will instantly access $6,500 in stablecoins, without selling their original asset. This flexibility will be particularly useful for those who believe in the long-term growth of their crypto while still needing liquidity. The loan will be repayable anytime, offering users freedom without the traditional constraints of repayment schedules. Mutuum Finance (MUTM) will also enable Peer-to-Peer (P2P) lending, a structure suited for higher-risk or less liquid assets. Unlike pooled lending, the P2P mechanism will allow direct agreement between lender and borrower, setting individual terms and rates. While it will carry more risk, the rewards will often be higher, and this model will open doors for tailored, one-on-one lending arrangements, especially attractive to seasoned DeFi participants. Presale status & FOMO alert The clock is ticking on Mutuum Finance (MUTM)’s presale opportunity. Currently in Phase 6, the token is priced at $0.035. Over $13.8 million has already been raised, with a growing base of more than 14,700 holders. Yet only 7% of the 170 million tokens allocated for this phase have been sold, signaling significant room for upward momentum before the next price hike. In the upcoming Phase 7, the price is set to jump to $0.040—a 15% increase. That bump alone is already sparking urgency among investors watching the steady pace of accumulation. But the real kicker lies in the early gains already realized by Phase 1 investors, who bought in at just $0.01. A $2,000 investment at that entry point would now be worth approximately $12,000 at the current Phase 6 rate, delivering a 6x return—and that’s before even hitting the listing price of $0.06. Analysts are eyeing far more than just the $0.06 listing target. With plans for major exchange listings—possibly on platforms like Binance, KuCoin, and MEXC—the exposure and liquidity that will follow are expected to send prices well beyond launch-day figures. The development team’s commitment to transparency and security is clear, with a $50,000 bug bounty in partnership with CertiK, including manual review, static analysis, and top-tier security metrics (Token Scan Score: 95.00, Skynet Score: 78.00). Mutuum Finance (MUTM) is also currently running a $100,000 giveaway campaign , where ten winners will each receive $10,000 in tokens, fueling buzz across social channels, which have already amassed over 12,000 followers on Twitter alone. Conclusion A major reason analysts and whales are predicting a strong post-listing surge is the protocol’s innovative buy-and-distribute mechanism. As platform usage grows, revenue from lending and borrowing is used to purchase MUTM from the open market. These repurchased tokens are then redistributed to mtToken stakers in the designated contracts, increasing buy pressure and long-term demand. With this feedback loop in place, sustained value appreciation is not just likely—it’s built into the system’s foundation. Mutuum Finance (MUTM) is building a self-sustaining ecosystem designed to reward participation while solving real problems in DeFi. As whale wallets continue to accumulate ahead of Phase 7, the market is sending a clear message: smart investors are getting in now, not later. For more information about Mutuum Finance (MUTM), visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post Top pick among whales? $0.03 altcoin sees huge wallet accumulation recently appeared first on Invezz

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