Missed MATIC’s early gains? MUTM at $0.035 might be the next play to watch

Even at the current Phase 6 entry point, a 70 to 100% increase can be seen by the time the token lists, with momentum building for 200–300% gains shortly after. Those who missed early entry on Polygon (MATIC) now have a real second chance to engage with a protocol still in its development stage but already proving its investor appeal—over $13.7 million has already been raised, and 7% of Phase 6’s 170 million tokens are gone. Decentralized lending that drives price utility Mutuum Finance (MUTM) will operate on a dual lending model—Peer-to-Contract (P2C) and Peer-to-Peer (P2P)—each designed to drive continuous protocol activity and fuel long-term demand for MUTM tokens. In the P2C model, lenders will earn passive income through dynamic APYs that adjust based on pool utilization. For example, depositing SOL into the protocol will yield returns as high as 8.5% APY, offering users a reliable income stream backed by real borrower demand. On the flip side, borrowers will be able to unlock liquidity by locking in blue-chip assets like ETH, BTC, or USDC and borrowing up to 70% of their value. A borrower who locks $10,000 worth of ETH will access $7,000 in stablecoins, without having to sell their underlying asset. As lending volume grows and borrowing activity surges, pool utilization will rise, pushing interest rates higher and boosting earnings for depositors. This system will encourage users to acquire mtTokens, which represent deposit positions and accumulate yield. The increased demand for mtTokens will act as a key driver of MUTM’s price growth, creating a powerful feedback loop tied directly to platform usage. The P2P model will offer additional flexibility by enabling custom loan terms between users. This setup will allow for higher-risk, higher-reward lending strategies involving less liquid or uniquely positioned tokens. As both P2C and P2P models gain traction, they will feed revenue into the protocol’s ecosystem, fueling the automated buyback mechanisms that manage supply and further strengthen MUTM’s tokenomics. Beta launch, buybacks, and a locked-in supply strategy The upcoming Beta platform launch is a critical step for Mutuum Finance (MUTM). It will allow users to experience the lending and borrowing system firsthand when the token is listed. This early interaction will drive awareness, build long-term user habits, and increase transaction volume across pools, directly influencing the utility of mtTokens and the price of MUTM. One of the strongest features supporting MUTM’s price is the buyback model built into the protocol. A portion of protocol revenue is used to purchase MUTM off the open market, which is then distributed to users staking mtTokens in the smart contracts. This strategy creates a continuous upward pressure on price as platform activity grows. Unlike hype-driven tokens, Mutuum Finance (MUTM) ties token demand directly to platform usage, reinforcing sustainable growth. With only 4 billion tokens in total supply and 170 million allocated for Phase 6, supply remains tightly managed. As demand scales from lending volume, collateral usage, and staking, this scarcity becomes a major catalyst for price growth. Audit and $100K giveaway The platform is also backed by strong trust signals—an ongoing $50,000 CertiK bug bounty has been launched alongside completed manual reviews and a 95/100 Token Scan score. These steps confirm that the team is prioritizing security before mainnet deployment. The $100,000 giveaway campaign, with ten winners receiving $10,000 worth of MUTM each, is actively building community engagement, which now exceeds 12,000 followers on Twitter. Mutuum Finance (MUTM) is not only building to address the need for secure, flexible lending and borrowing in DeFi—it is building to anchor token price performance to protocol utility and actual user activity. With a 15% price jump coming in Phase 7, the window for maximum returns is narrowing quickly. Investors who missed early runs like MATIC at $0.01 now have another opportunity to make their early move—this time, with fundamentals and tokenomics aligned for sustainable growth. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post Missed MATIC’s early gains? MUTM at $0.035 might be the next play to watch appeared first on Invezz

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