Analysts say this could be the Solana of 2025, but it’s still under $0.04

According to their latest projection, MUTM could climb to over $2 before 2026, setting the stage for a possible 5,614% return from today’s price of just $0.035. Even without future forecasts, the current setup is impressive. Investors entering at Phase 6 are already positioned for nearly 6x returns at the public listing price of $0.06. But those who wait may end up buying closer to the top, while early-phase participants from Phase 1 (at $0.01) are already looking at 3.5x gains on paper. With a fixed total supply of 4 billion tokens and increasing presale demand, this token is starting to look like more than just another DeFi play — it’s shaping up to be a next-generation ecosystem for lending, stablecoins, and passive income. P2C lending is building to deliver passive rewards Mutuum Finance (MUTM) will introduce a permissionless and non-custodial Pool-to-Contract (P2C) lending model designed to attract both conservative and capital-efficient investors. In this system, users will be able to deposit assets like ETH, USDT, or other blue-chip tokens into a shared liquidity pool. The protocol will then allocate these funds to overcollateralized borrowers, with APYs adjusting dynamically based on pool utilization. For example, a user depositing $20,000 worth of ETH will be able to earn around 9.4% APY—automatically paid as interest accrues within the smart contract. Borrowers, in turn, will unlock up to 70% Loan-to-Value (LTV) against the same $20,000 in ETH, enabling access to $14,000 in stablecoins without needing to sell their underlying asset. All loans will remain overcollateralized, reducing protocol-level risk while enabling flexible, instant lending. Alongside this, the platform will also support Peer-to-Peer (P2P) lending for users seeking tailored agreements. In the P2P model, borrowers and lenders will negotiate terms directly, often involving volatile tokens like memcoins or specific loan durations. This option will cater to traders and advanced users looking for custom opportunities, while the P2C model will serve those prioritizing automated, risk-adjusted yield on high-quality assets. Stablecoin engine with peg protection and smart minting Mutuum Finance (MUTM) is not just building a lending network—it’s architecting a full decentralized finance backbone, starting with its stablecoin system. The native stablecoin will only be minted when loans are issued and will be destroyed immediately upon repayment or liquidation. This controlled mint-burn mechanism ensures strict supply control and helps avoid the inflationary pitfalls seen in many algorithmic stablecoin designs. Interest rates on borrowing will be governed at the protocol level. For example, if the stablecoin dips below its $1 peg, borrowing interest rates may be adjusted upward to shrink supply and restore equilibrium. Minting privileges are restricted to pre-approved smart contracts that enforce strict overcollateralization, ensuring all loans backed by the stablecoin remain safe and trustless. By building this system directly into the protocol’s architecture, Mutuum Finance (MUTM) aims to offer a stable, scalable DeFi experience while enabling cross-platform interoperability through its upcoming Layer-2 deployment, drastically reducing gas fees and enhancing throughput. Phase 6 presale is heating up — time to get in Right now, Phase 6 of the presale is live with MUTM priced at $0.035, and already 7% of the 170 million Phase 6 tokens have been sold. Over 14,700 holders have already joined, contributing more than $13.70 million to the presale round. The next price jump is locked in at $0.040 in Phase 7—a 15% increase from the current rate, making this phase a critical window for entry before prices surge again. Mutuum Finance (MUTM) is also rewarding early supporters with a $100,000 giveaway , where 10 winners will each receive $10,000 worth of MUTM tokens. And to reinforce platform security and trust, the protocol has launched a $50,000 bug bounty with CertiK, achieving a Token Scan score of 95.00 and a Skynet score of 78.00, reflecting high audit reliability. The project’s Twitter following has already crossed 12,000 users, pointing to a growing and active community base. With public launch around the corner and listing set at $0.06, investors entering now are front-running what might become one of 2025’s most celebrated DeFi breakouts. The momentum is building—and so is the price. Don’t miss the next Solana-like surge The window to buy MUTM under $0.04 is closing fast. With the analyst forecast targeting $2+ by 2026, the 57x return potential is already catching the attention of seasoned whales. Those who watched Solana (SOL) soar from obscurity into the top 10 are now turning to Mutuum Finance (MUTM) as the next big opportunity. This isn’t about hype—it’s about timing. And in crypto, timing is everything. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post Analysts say this could be the Solana of 2025, but it’s still under $0.04 appeared first on Invezz

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