BTC eyes new ATH, but altcoin traders are focusing on MUTM’s explosive growth

With a price tag of just $0.035 in its current Phase 6 presale, this decentralized finance project is attracting attention for offering serious upside—5x to 10x returns—before it even launches. Mutuum Finance (MUTM) is building a full-suite DeFi lending infrastructure designed for real-world utility. At a time when meme coins are fading and large caps are consolidating, capital is flowing into platforms offering both yield and stability. With the presale price set to increase by 15% in Phase 7 to $0.040, and over $13.65 million already raised from 14,600+ holders, this early-stage opportunity is gaining serious traction with altcoin-focused investors looking for higher returns than Bitcoin (BTC) can deliver in its current cycle. Dual lending models creating sustainable token demand Unlike typical DeFi protocols, Mutuum Finance (MUTM) will introduce a dual lending system designed to serve both conservative and high-risk participants. This structural design will contribute directly to token demand by ensuring liquidity flows from both sides of the lending market—and rewards will return to those staking mtTokens on designated smart contracts. In its Peer-to-Contract (P2C) model, borrowers will interact with non-custodial smart contracts to access stablecoin loans using blue-chip assets. For example, a borrower locking $5,000 BTC will be able to access 3,500 DAI at a 70% loan-to-value ratio. Interest rates on these loans will adjust dynamically based on lending pool utilization, creating a self-regulating system. As borrowing and lending activity increases, the demand for stable liquidity will grow—driving up usage of mtTokens, which are interest-bearing tokens backed by pooled assets. These mtTokens will be distributed to lenders and accrue passive yield, incentivizing holding and staking while increasing overall token velocity. The Peer-to-Peer (P2P) model will add a second layer of activity. This system will let users negotiate loan terms directly with one another. For instance, a borrower offering PEPE (worth around $2,200) may request a 45-day loan of 2,450 USDT. This format will appeal to both yield-seeking lenders and flexible borrowers, pulling more capital into the ecosystem. Massive returns before launch driving early investment Presale participation in Mutuum Finance (MUTM) is proving to be highly profitable. Consider an early ADA investor who swapped $20,000 worth of Cardano (ADA) into MUTM during Phase 1, when tokens were priced at just $0.01. That stake is now valued at $70,000 in Phase 6—a 250% increase without the token even hitting public markets. When the listing price reaches $0.06, that investment hits $120,000—delivering a 6x gain. During the same timeframe, ADA has managed just a 1.5x move, clearly showing why investors are rotating capital into presale-stage altcoins. Driving even more trust in the ecosystem is the robust security layer. Mutuum Finance (MUTM) has undergone a professional audit by CertiK, scoring 95 on Token Scan and 78 on Skynet. Additionally, a $50,000 bug bounty is live in partnership with CertiK to strengthen the protocol before launch. The team is also running a $100,000 giveaway —where 10 lucky users will receive $10,000 worth of MUTM each, distributed to active early participants. With just 7% of the 170 million token supply sold and prices still below $0.05, this presale window is closing fast. Once Phase 7 kicks in, the price increases to $0.040, pushing new investors out of this ultra-low entry range. As BTC fights for its next leg higher, many traders are shifting their focus to Mutuum Finance (MUTM)—where utility, yield, and growth intersect—and where the upside remains wide open. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post BTC eyes new ATH, but altcoin traders are focusing on MUTM’s explosive growth appeared first on Invezz

Source: Invezz