July 31, 2025

Santander Works With Ripple (XRP)

3 min read

Crypto researcher SMQKE recently drew attention to a document confirming that Santander Bank has successfully deployed a blockchain-based payment system built with Ripple technology. Citing a portion of the document, SMQKE emphasized that the One Pay FX system, developed in collaboration with Ripple, is not a speculative or experimental initiative, but rather a fully implemented and operational product. Santander Identified as a Blockchain Pioneer According to the document, Santander, one of the largest banking groups in Europe and the UK, is identified as a pioneer in blockchain adoption within the financial sector. It confirms that Santander , which is controlled by the Banco Group, “has implemented a fully functioning One Pay FX payment system (from Ripple) running on blockchain.” The system is designed to optimize cross-border transactions, specifically targeting improved payment flows between Europe and South America. Yes, Santander implemented a fully functioning payment system FROM RIPPLE that runs on blockchain technology. Documented. pic.twitter.com/fRhuG8UKtJ — SMQKE (@SMQKEDQG) July 27, 2025 Confirmation of Ripple’s Infrastructure in Production Use SMQKE’s post underscores a verifiable and vital milestone in blockchain utility by a major financial institution. The post, quoting the document directly, aims to resolve any speculation surrounding the production-level use of Ripple technology by Santander . By describing the system as “fully functioning,” the source reinforces the notion that Ripple’s infrastructure is already playing a meaningful role in international finance. Community Reaction Emphasizes Broader Implications Another user on the platform, AlphaTraveler1, responded by pointing out that the most intriguing implications might go beyond what has already been publicly confirmed. “The interesting part is not what we can see but what we cannot see! Imagine all other companies that are already in testing or finished testing! That’s the spark that will light the fire!” This response suggests the potential for broader institutional adoption of Ripple’s blockchain solutions behind the scenes, though such claims remain speculative unless further documentation is made available. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Ripple and Santander’s Role in Cross-Border Efficiency The One Pay FX solution, developed in partnership with Ripple , has long been referenced in the fintech community. However, this document affirms that the solution is not in trial stages, but rather integrated into an active payment infrastructure. It is not limited to Europe either, as the system’s stated purpose is to enhance cross-border payments between Europe and South America using distributed ledger technology. Santander has not made additional public comments beyond what is reflected in the material cited. However, the appearance of Ripple’s role in a functioning payment system used by a Tier 1 global bank continues to be a significant reference point in ongoing debates about the relevance and maturity of enterprise blockchain solutions. SMQKE’s focus on this citation highlights an effort to validate Ripple’s role in the evolving financial ecosystem through independently verifiable sources. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Santander Works With Ripple (XRP) appeared first on Times Tabloid .

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