Jed McCaleb States the Difference Between Ripple and Stellar (XLM)

In a recent tweet, crypto enthusiast Stellar Expert addressed the XRP community directly with a series of questions following an interview featuring Jed McCaleb, co-founder of both Ripple and Stellar. In the interview, McCaleb offered detailed insight into the philosophical differences that led him to leave Ripple and create Stellar . Responding to the interviewer’s request to explain the differences between Ripple and Stellar, McCaleb stated that his vision was to build what he called “an internet-level protocol.” He emphasized that such a protocol should be operated by a non-profit entity, comparing it to how the internet functions today. According to him, a payments network should work as openly and interoperably as information flows on the internet, and this required governance and structure that he believed Ripple did not implement. He further explained that another key principle underlying Stellar’s approach is broad participation across the network. McCaleb argued that a decentralized payments platform depends on the wide distribution of its native asset and engagement from numerous independent participants. He noted that Stellar’s efforts to distribute its underlying coin as widely as possible were central to this philosophy. To the $XRP Community, watch this video and genuinely answer me this: 1. Why has Ripple been dumping XRP on retail? 2. If Ripple can change the rules, isn’t that TradFi with blockchain branding and how is it different from SWIFT or PayPal? 3. Why is RippleNet run by a… pic.twitter.com/GZ6Z0gcwia — Stellar Expert (@StellarExpert) July 15, 2025 Concerns over Centralization and Technical Limitations The interviewer then highlighted that decentralization remains a core value for many within the crypto community and asked McCaleb why Stellar’s nonprofit, decentralized approach could be advantageous for users and institutions. McCaleb responded by noting a critical technical concern: Ripple’s consensus algorithm makes it difficult for parties outside Ripple Labs to run nodes. He explained that this results in Ripple Labs operating the majority of the nodes, which, in his view, creates a system that is effectively centralized, comparable to existing platforms such as SWIFT or PayPal. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 McCaleb said the vision for a blockchain-based payments network should instead mirror the openness of the internet, where anyone can participate, and no single entity has the authority to impose arbitrary fees or policies. He warned that centralized control of the network undermines its ability to grow and reach widespread adoption. Closing Remarks on the Importance of Openness In his concluding remarks, McCaleb reiterated the necessity of an open, decentralized system to achieve ubiquity and sustainability. He argued that only a truly open network not controlled by a central authority has the potential to achieve global scale and user trust, similar to the development of the internet. The interview ended shortly afterward, with the host thanking McCaleb and expressing interest in hearing more from him in the future. Stellar Expert’s tweet drew attention to these points from McCaleb’s interview, framing them as critical questions for the XRP community to reflect on regarding Ripple’s ongoing strategy, its level of decentralization, and the original intent behind the technology. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Jed McCaleb States the Difference Between Ripple and Stellar (XLM) appeared first on Times Tabloid .

Source: TimesTabloid