MUTM could outgrow LINK, but the $0.03 entry won’t last long

LINK’s slowdown may dampen DeFi token enthusiasm, potentially stalling AAVE and UNI gains. Capital could shift to Layer-1s like SOL, while meme coins like SHIB remain unaffected. Ongoing tariff tensions risk broader volatility, but a $16.20 breakout could revive LINK’s rally, targeting $18. Chainlink (LINK) has long enjoyed a strong reputation in crypto, securing data infrastructure for decentralized applications. Yet, its growth trajectory has slowed considerably, gaining modestly while newer, more utility-driven tokens are quickly outpacing it. A growing segment of mid-sized crypto wallets is now shifting out of LINK and reallocating into Mutuum Finance (MUTM) , an Ethereum-based DeFi platform targeting up to 400% growth in the short term. With a presale price of just $0.03 and a feature-rich lending model that’s attracting both DeFi users and meme token communities, Mutuum Finance (MUTM) is looking like the next breakout altcoin. Mutuum Finance (MUTM) presale The presale is currently in Phase 5, where over 75% of tokens are already sold, raising $12.45 million and bringing in more than 13,400 holders. Once 100% is hit, the token price will automatically increase by 20%, jumping to $0.035 in Phase 6. This window is narrow and closing fast, making it one of the most talked-about opportunities for investors looking to enter before the next phase surge. Custom loans for overlooked communities What will make Mutuum Finance (MUTM) stand out in the evolving DeFi space is its dual lending architecture. While many platforms lean on generic liquidity pools, Mutuum Finance (MUTM)’s upcoming Peer-to-Peer (P2P) lending system will unlock fully customizable loan deals, especially for communities that have been overlooked by traditional DeFi. In a typical use case, a user holding $3,000 worth of PEPE tokens could soon secure a $1,500 DAI loan at 50% loan-to-value (LTV), with pricing verified by on-chain oracles. The borrower defines the terms, and since loans are open-ended, repayment can happen anytime as long as collateral remains within the safety zone. This approach is poised to be a game-changer for holders of tokens like PEPE, DOGE, and SHIB, which rarely gain utility in lending protocols. By turning meme coins into usable collateral, Mutuum Finance (MUTM) aims to tap deep pools of idle capital, bringing yield potential to assets once seen as speculative only. Balancing this innovation is the Peer-to-Contract (P2C) lending model, where users will be able to deposit blue-chip assets like ETH and BTC into decentralized lending pools. A lender allocating 6 ETH (~$18,000) to a pool operating at 75% utilization would earn a projected 14.8% APY, which equates to nearly 0.89 ETH annually, or more than $2,600 in passive income. As borrowing demand increases, so will returns, creating a scalable and resilient revenue stream. Meanwhile, borrowers will be able to unlock capital without selling off core assets. A user holding $20,000 in MATIC could soon borrow $13,000 in USDT instantly, with no preset repayment schedule. As long as collateral health is maintained, the loan stays active, preserving asset exposure while gaining liquidity on demand. Price, progress, and the last chance at $0.03 Security and trust are core pillars of the Mutuum Finance (MUTM) ecosystem. The platform has been fully audited by CertiK, with a Token Scan score of 95.00 and a Skynet score of 77.50. A $50,000 Bug Bounty Program is also live, rewarding ethical hackers who help fortify the code. These factors have played a major role in drawing in over 12,000 followers to the platform’s X (Twitter) page and building a strong early community. To boost engagement even further, Mutuum Finance (MUTM) has launched a $100,000 giveaway , where 10 winners will receive $10,000 worth of MUTM tokens each, adding an exciting incentive layer for early participants. The investment case is increasingly hard to ignore. One early buyer in Phase 2, who swapped LINK for MUTM at $0.015, has already seen their position double, as the price has advanced to $0.03—a 100% return before listing. Once MUTM hits its confirmed listing price of $0.06, that same investment will have quadrupled in value. And this is only the beginning: top analysts now peg a realistic post-launch target between $0.30 and $0.50, representing a 10× to 16× upside from today’s price. As smart capital continues to move in, Phase 6 is poised to close the door on this rare early entry point, making it clear why momentum is accelerating around this next-generation DeFi protocol. While Chainlink (LINK) built its empire over several years, Mutuum Finance (MUTM) is accelerating growth at lightning speed, backed by strong fundamentals, scalable earning mechanisms, and unmatched flexibility for lenders and borrowers alike. The $0.03 presale price isn’t going to last, and with every new whale entry and on-chain milestone, the momentum only grows stronger. For investors looking to catch the next wave before it explodes, Mutuum Finance (MUTM) stands in a league of its own. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance The post MUTM could outgrow LINK, but the $0.03 entry won’t last long appeared first on Invezz

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