Whales Are Moving From Dogecoin (DOGE) to This Promising DeFi Token with 200% Potential Upside

Recent on-chain data is confirming what sharp-eyed analysts have been watching unfold: large wallets are reducing their exposure to meme coins like Dogecoin (DOGE) and reallocating into real-yield DeFi protocols. One token in particular is grabbing serious attention— Mutuum Finance (MUTM) . With whale wallets now diverting capital from speculative assets into functional decentralized infrastructure, MUTM is rising as a preferred destination. The appeal isn’t difficult to see. While meme coins have delivered short-term hype, Mutuum Finance (MUTM) is creating a non-custodial, lending-based ecosystem where investors earn yield and borrowers access liquidity across a two-pronged lending engine. The platform’s utility, revenue-sharing structure, and upcoming stablecoin system provide real value—something Dogecoin (DOGE) never offered. 73% Sold at $0.03, Listing at $0.06: The Final Window Is Narrowing Mutuum Finance (MUTM) is currently in Phase 5 of its presale. With $12.2 million raised, over 13,200 holders, and 73% of the tokens already sold, only 27% remain available at the current price of $0.03. Once the supply is fully taken, the next presale phase will open at $0.035—a 20% jump ahead of the final $0.06 listing price. Early investors from Phase 1, who secured entry at $0.01, are already sitting on 200% paper gains. With the listing price already scheduled and strong market support forming, current buyers are still in the running for 5x returns at launch and much more in the following growth phase. But this token is not just about presale hype. The infrastructure is backed by a live roadmap with major milestones already being implemented. mtTokens—such as mtETH, mtUSDT, or mtBTC—can be staked into dividend-generating smart contracts. Revenue earned from borrowing activity is programmed to buy back MUTM tokens from the open market and distribute them to mtToken stakers, enhancing yield with a second stream of returns. The stablecoin currently in development is another major step. Designed to always hold a $1 peg, it will be minted only when borrowers create overcollateralized loans and automatically burned on repayment or liquidation. Minting will be capped per issuer, and interest rates will be managed by protocol governance to maintain price stability. Security has also been prioritized. Mutuum Finance (MUTM) has completed a third-party smart contract audit with CertiK, earning a 95.00 Token Scan Score and a 77.50 Skynet rating. A $50,000 Bug Bounty is now live to further ensure safety. At launch, the Beta version of the platform will go live, supported by full Layer-2 scaling, offering lower fees and faster transactions for all users. To amplify its community growth, the team has also rolled out a $100,000 giveaway , with ten winners each receiving $10,000 worth of MUTM. Where Lending Meets Long-Term Yield Mutuum Finance (MUTM) will operate on two lending tracks: a peer-to-contract (P2C) model and a peer-to-peer (P2P) alternative. In the P2C model, users will be able to deposit blue-chip assets and stablecoins like BTC, ETH, USDT, or DAI into audited liquidity pools that fund overcollateralized loans. For instance, depositing 2 BTC ($115,000/BTC) into a pool with an 8% APY would generate around $18,400 per year. Depositors will receive mtTokens—such as mtBTC—that grow in value as interest accrues and can also be used for staking rewards or future borrowing. In the P2P model, users will create custom lending agreements directly. For example, a lender may offer 10,000 SHIBA INU tokens, while the borrower locks DAI as collateral. With a negotiated 16% APR, both parties will benefit from tailored terms within a fully decentralized, non-custodial structure. This P2P layer is designed to handle riskier or less liquid assets like meme coins, isolated from the main liquidity pools. Mutuum’s dynamic loan-to-value (LTV) system will enhance both models. Depending on asset type and risk, borrowers will be able to access between 40% and 80% LTV or beyond. Loans will remain open-ended with no fixed repayment date unless liquidation thresholds are breached. All lending activity will be transparently executed on-chain, ensuring users always retain full control over their funds without custodial risk. Whales Don’t Chase Hype—They Hunt Value As Dogecoin (DOGE) flows slow and institutional eyes scan for real yield, the quiet accumulation of Mutuum Finance (MUTM) becomes more obvious. This is no short-lived gamble. This is a presale building toward a long-term decentralized lending ecosystem, offering real returns backed by algorithmic design, on-chain automation, and provable security. The $0.03 window is closing fast. Once the next phase begins at $0.035, those who hesitated will be looking at a higher cost for the same token. As big wallets reposition into infrastructure tokens with utility and yield, Mutuum Finance (MUTM) stands as their latest top target. Now’s your chance. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance Disclaimer: This is a sponsored press release for informational purposes only. It does not reflect the views of Times Tabloid, nor is it intended to be used as legal, tax, investment, or financial advice. Times Tabloid is not responsible for any financial losses. The post Whales Are Moving From Dogecoin (DOGE) to This Promising DeFi Token with 200% Potential Upside appeared first on Times Tabloid .

Source: TimesTabloid