Ripple v. SEC Settlement: The Seal of Approval for Central Banks to Use XRP

Crypto Researcher SMQKE has drawn attention to the broader significance of the ongoing legal proceedings between Ripple and the United States Securities and Exchange Commission. In a recent tweet, SMQKE stated that the conclusion of the Ripple v. SEC case would serve as a “seal of approval” for central banks and other financial institutions to begin adopting XRP through the XRP Ledger. SMQKE pinpoints that such an outcome would reduce regulatory uncertainty around the asset, which has been a key concern for institutional players considering the use of XRP in cross-border settlement and liquidity operations. A visual accompanying the tweet elaborated that settlement of the case is likely to make XRP usage by central banks and other large financial actors far less speculative than other notable cryptocurrency-related events, such as corporate bitcoin purchases. The document noted, by way of contrast, that even Tesla’s high-profile Bitcoin acquisition lacked the regulatory clarity that central banks and regulated financial entities require before adopting digital assets at scale. Ripple v. SEC conclusion —> “Seal of Approval for Central Banks to use XRP through the XRP Ledger.” https://t.co/rCUcHjCiX5 pic.twitter.com/OzslSbdBfD — SMQKE (@SMQKEDQG) July 13, 2025 Settlement Process Still Underway As of July 2025, the Ripple v. SEC case is still active. However, substantial progress has been made toward a resolution. In March 2025, Ripple and the SEC announced an agreement that would reduce Ripple’s civil penalty to $50 million, with the company no longer pursuing its appeal of the court’s earlier rulings. In return, the SEC agreed to withdraw its appeal and indicated that it would not pursue further litigation on the same issues. However, the proposed settlement is still subject to approval by the presiding judge, and key procedural steps remain. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 According to a Times Tabloid report, Judge Analisa Torres declined in June to vacate the injunction against Ripple immediately, citing procedural and jurisdictional reasons. The SEC still needs to complete its internal voting process, which is expected to take several weeks, before filing a formal motion to dismiss its appeal and finalize the settlement. Both parties are expected to submit an update to the court by August 15, making it the likely timeframe for the formal closure of the case. Impact of Institutional Adoption of XRP SMQKE’s remarks reflect a widely held view among XRP advocates that the resolution of the SEC lawsuit will eliminate a major obstacle to institutional adoption. Since the SEC filed its complaint in late 2020, accusing Ripple of selling unregistered securities, many U.S.-based exchanges delisted XRP, and financial institutions hesitated to incorporate it into their operations. A completed settlement, with no further legal challenge from the SEC, would confirm that XRP can be used without fear of additional regulatory enforcement, which could make it a viable option for central banks exploring distributed ledger technology for cross-border settlement. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Ripple v. SEC Settlement: The Seal of Approval for Central Banks to Use XRP appeared first on Times Tabloid .

Source: TimesTabloid