Undervalued July pick: $0.03 entry could yield 200% this summer

Mutuum Finance (MUTM) What will set Mutuum Finance (MUTM) apart is its dual-track lending architecture. It will support Peer-to-Peer (P2P) agreements for flexible, personalized terms and Peer-to-Contract (P2C) lending for plug-and-play passive yield. The P2P setup will give users the ability to use meme coins like DOGE, SHIB, and PEPE as collateral while borrowing in stablecoins such as USDT or DAI. On the institutional side, the P2C model will facilitate lending in blue-chip assets. One vivid example demonstrates this power: an investor lending 500 SOL into a pool at a projected 10.2% APY through P2C could earn over $510 in just a year, depending on the collateral pool size and utilization rates. Borrowers on the Mutuum Finance (MUTM) platform won’t face rigid deadlines—P2C loans will be open-ended unless liquidated, and repayment terms will remain fully borrower-controlled. The platform will employ automated liquidation and dynamic Loan-to-Value (LTV) logic to maintain systemic stability, allowing both sides of the transaction to operate securely and efficiently. With no forced expiration, users will be able to borrow against their crypto while maintaining long-term exposure, reducing the need to sell during market downturns. Phase 5 is flying — smart money is already moving in While many investors chase pump-driven coins, strategic players are locking in exposure to Mutuum Finance (MUTM) at just $0.03 in Phase 5 of its presale. So far, the project has raised over $12.2 million, onboarded more than 13,100 holders, and 73% of Phase 5 is already sold out. That leaves only 27% of tokens at the $0.03 price point, before the next presale jump sends the price up by 20% to $0.035. This kind of early momentum isn’t random. The Mutuum Finance (MUTM) team is building a robust utility ecosystem around the MUTM token. Every lender on the platform receives mtTokens—ERC-20 tokens like mtETH, mtAVAX, or mtUSDT—that not only track the deposit value but also automatically accrue interest. These mtTokens will also become eligible for protocol-generated staking rewards, giving users an extra layer of passive income. For example, those who lend through the P2C model in tokens like LINK or ADA will be able to earn on both their mtToken value growth and additional staking incentives. Security and trust are also core to Mutuum Finance (MUTM)’s presale appeal. The platform scored 95.00 on Token Scan and 77.50 on CertiK’s Skynet, putting it in the upper tier of DeFi protocols for smart contract confidence. To further solidify the platform’s commitment to safety, Mutuum Finance (MUTM) has also launched a $50,000 bug bounty, designed to encourage ethical hackers to test its system before full deployment. This layered approach shows the team’s focus on delivering a stable and secure platform from day one. Beta launch, stablecoin, and a path to 10X Looking forward, the roadmap adds even more firepower to the investment thesis. At the time of token listing, Mutuum Finance (MUTM) will roll out a Beta version of its platform, giving users immediate access to core functions like lending, borrowing, and staking. The project will also be deployed on a Layer-2 network, which is expected to bring lower fees, faster confirmations, and significantly greater scale to all on-chain interactions. A decentralized stablecoin is also on the roadmap—one that will be overcollateralized, minted only when users borrow, and burned when they repay or get liquidated. The coin will always aim to hold a $1 peg and will be tightly governed by the protocol to ensure system health and liquidity velocity. This stablecoin could become a key liquidity enhancer and a trusted transactional unit for borrowers and lenders within the Mutuum Finance (MUTM) ecosystem. To reward early supporters, Mutuum Finance (MUTM) is running a $100,000 giveaway , with 10 winners receiving $10,000 worth of MUTM tokens—a bold move that reinforces community-first values. And the projections don’t stop there. Analysts already tracking the token are calling for a 10X rally post-listing, moving from $0.03 now to $0.30 and beyond. It’s worth noting that Phase 1 investors who entered at $0.01 have already seen 200% paper gains, with more upside locked in as the public listing approaches. With the confirmed listing price set at $0.06 and strong metrics across the board, Mutuum Finance (MUTM) is building a solid case to become the breakout DeFi project of this cycle. While meme coins chase virality, Mutuum Finance (MUTM) is quietly building a platform that merges yield, utility, and security into a scalable solution. The window to buy at $0.03 is closing, and with the next price hike imminent, this could be one of the last chances to enter before momentum explodes. For more information about Mutuum Finance (MUTM), visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance The post Undervalued July pick: $0.03 entry could yield 200% this summer appeared first on Invezz

Source: Invezz