SHIB slips 2.3% as burn rate tanks 63%, while MUTM builds toward $0.06 listing

As Shiba Inu (SHIB) stumbles once again, shedding 2.3% in value alongside a dramatic 63% drop in its burn rate, investors are beginning to rotate away from hype-driven tokens and into decentralized finance platforms with tangible economic models. One project currently gaining serious traction is Mutuum Finance (MUTM) — now in Phase 5 of its presale at $0.03, with over $11.9 million raised and more than 12,800 holders on board. What makes Mutuum Finance (MUTM) stand out is its unique ability to serve both institutional and individual users through a dual lending system, a protocol-native yield token system, and an incentivized staking framework. Analysts are calling it one of the few under-$0.04 tokens left with a clear path to 10x upside post-listing. Shiba Inu (SHIB) updates but only one consistent player in real DeFi market Shiba Inu (SHIB) declined 2.3% over the past week, trading at $0.00001112 with a $6.55B market cap, driven by a 63% drop in daily burn rate, undermining its deflationary goals. Despite Robinhood’s micro futures launch and a 1.5x Shibarium throughput upgrade, bearish sentiment and a 40% whale activity decline risk a drop to $0.000009. A bullish MACD signals a potential 2x rally to $0.000022 if $0.000013 resistance breaks. Mutuum Finance (MUTM) is being designed around two powerful lending frameworks: peer-to-contract (P2C) and peer-to-peer (P2P). P2C lending will be ideal for users aiming to generate passive income. Anyone who deposits assets such as USDC, USDT, DAI, or even blue-chip tokens like ETH, SOL, or BTC will receive a 1:1 representation of their deposit in the form of mtTokens. These mtTokens will grow in value as lending interest accrues over time. For example, a user who deposits $13,000 worth of USDT will receive mtUSDT. Assuming an average APY of 15%—based on pool utilization—that user will earn $1,950 annually without taking any further action. This system will make it possible to earn yield automatically, eliminating the complexity of manual strategies or the need to chase returns across multiple protocols. On the borrowing side, users will be able to lock in assets like ETH or SOL as overcollateralized backing and access liquidity without selling their core holdings. For instance, someone holding $2,400 in SOL will be able to borrow up to 75% of that value—depending on the loan-to-value (LTV) ratio—while still maintaining full exposure to SOL’s market upside. The P2P lending model, on the other hand, will showcase the protocol’s flexibility. It will allow users to create custom loan agreements based on their own terms—defining interest rates, duration, and collateral types. This will include support for volatile or unconventional tokens, such as SHIB, DOGE, or PEPE, which typically won’t be accepted by major lending platforms. Because these assets won’t be pooled with the broader system, their risks will remain isolated, enabling lenders to seek higher returns without compromising overall platform stability. This modular lending structure—combined with Mutuum’s scalable architecture—will position the protocol as a serious alternative to the limited utility often seen in meme-driven projects like SHIB. Protocol revenue fuels staking, stablecoin, and future growth Beyond lending, Mutuum Finance (MUTM) is building a full-stack economic system. Users who hold mtTokens will be able to stake them into designated smart contracts and earn passive income in MUTM—funded directly from protocol-generated revenue. Unlike typical staking models driven by inflation or emissions, Mutuum’s approach links actual platform usage to tangible rewards, ensuring that long-term contributors benefit from the ecosystem’s real economic activity. Security is also being taken seriously. The smart contracts powering Mutuum have undergone formal review through a CertiK audit, and a $50,000 bug bounty has been launched to incentivize deeper testing before full platform deployment. This foundation of trust is drawing large wallet holders who are seeking yield and safety at the same time. Looking ahead, the development roadmap includes the launch of an overcollateralized stablecoin, which will be used to reinforce treasury value and expand lending flexibility. A Layer-2 upgrade is also planned, which will reduce transaction costs and increase throughput as usage scales. These additions are expected to further increase demand for both the MUTM token and mtTokens. To grow its user base even faster, the project has introduced a $100K giveaway , with ten winners set to receive $10,000 worth of MUTM each. Combined with rising attention from analysts forecasting a 2x move by the end of presale and long-term models predicting up to 10x growth by 2026, Mutuum Finance (MUTM) is positioning itself as more than just a speculative play—it’s a full DeFi infrastructure layer with real incentives. Only one Phase 5 — and it’s moving fast Mutuum Finance (MUTM) is currently in Phase 5 of its presale at $0.03 per token. With 65% already sold, the window to buy at this level is closing rapidly. Once this phase ends, the price will jump to $0.035, en route to the final listing price of $0.06. As more investors grow tired of market cycles dominated by meme volatility, attention is turning toward protocols with architecture, staking, stablecoins, and audited smart contracts. Mutuum Finance (MUTM) is checking all of those boxes—while it’s still priced under $0.04. For anyone looking for the next serious altcoin winner with a clearly defined economic model and protocol-level innovation, Mutuum Finance (MUTM) is where attention needs to go now—before the listing closes the chapter on early entry. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance The post SHIB slips 2.3% as burn rate tanks 63%, while MUTM builds toward $0.06 listing appeared first on Invezz

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