MUTM keeps climbing as XRP fails: is this the top crypto of July 2025?

Ripple’s XRP had a turbulent run in June, which saw the coin lose momentum. The price hovered around $2 even amid an ambitious announcement by Ripple Labs’ CEO. However, July could be different for the crypto market, and investors are paying attention. The fundamentals in the crypto sector look strong, which could signal that a massive run is in the works. To capitalize on this run, XRP whales are looking for small, promising projects that signal a massive upside. So far, one of the best projects that analysts have identified is Mutuum Finance (MUTM) . All signs point to the MUTM token outperforming XPR in the upcoming rally, and investors are capitalizing on this positive forecast. July 2025 has seen a massive rush into the Mutuum Finance presale, and we will dive deep into this trend to help you understand what is going on. The protocol design Mutuum Finance is a DeFi lending protocol that lets users participate as lenders, borrowers, or liquidators. As lenders, they deposit their assets into the pools for the chance to earn interest. Meanwhile, borrowers can deposit their collateral into the pools to access the liquidity in the pools. The stability of the entire ecosystem is protected via over-collateralization. This process ensures that the value of collateral is always higher than the value of borrowed assets. To achieve capital efficiency, interest rates in the pools are based on the pool utilization rate. Mutuum Finance (MUTM) presale breaks records The Mutuum Finance (MUTM) presale is currently in phase 5, where tokens are going for $0.03. So far, the presale has raised over $11.7 million from around 12,700 unique buyers. At the rate at which tokens in phase 5 are selling out, there may not be any left for you. So far, over half of the tokens set aside for the phase have been sold, barely a month after they went on sale. One of the main drivers of the current phase of the presale is that the price is a 50% discount on the final launch price of $0.06. Most observers of the presale expect the tokens in phase 5 to sell out by the end of July. With 60% of the tokens already sold, this could be a reality soon. As such, now is the time to get your tokens while the massive discount is still available. In the upcoming phase 6, the token price will go up by 16.67%, wiping out this discount. How high could MUTM tokens rise? According to the latest analysts’ projections, the price of MUTM tokens could go up by 4400% when they launch. That means a $1600 investment in the presale today could grow to over $70,000. That is a massive return that no one should miss out on. Best of all, the presale has no upper caps on how much you can invest. Consequently, your return could easily be double or triple the $70k, depending on how much you decide to invest. One of the reasons why analysts are so confident about the future of MUTM tokens is due to the current market conditions. For instance, it is worth noting that while crypto prices are in a consolidation phase, there have not been massive outflows of capital. The price of BTC remains at around $105,000, which is a huge change from past performance. In the past, after a huge rally, like the one in May 2025, the price of BTC would sometimes fall by double digits. However, this time, the price of BTC has basically stagnated. That means there have not been major outflows, thanks in part to the entry of institutional investors in the sector. The current conditions mean that the next rally will be bigger than anything experienced before in the crypto market. It could be the final rally before the crypto market finally stabilizes and matures. As such, this MUTM token presale represents the last opportunity to make truly massive returns in the crypto sector. Mutuum Finance partners with CertiK To ensure the long-term protection of its users, Mutuum Finance recently announced a partnership with CertiK. The two will partner on a $50,000 USDT bug bounty program. The program will be split into four tiers, which are critical, major, minor, and low. This will ensure that those security experts who identify the biggest issues will receive the biggest rewards. MUTM is the crypto to watch in July 2025 Mutuum Finance (MUTM) represents an exciting opportunity for massive gains. So far, 60% of the tokens set aside for phase 5 have been sold, less than a month after they launched. With a 50% discount available to phase 5 buyers, this is the time to act. In the next phase, the token price will go up by double digits, greatly diminishing the discount you will get. For more information about Mutuum Finance (MUTM), visit the links below: Website: https://www.mutuum.com/ Linktree: https://linktr.ee/mutuumfinance The post MUTM keeps climbing as XRP fails: is this the top crypto of July 2025? appeared first on Invezz

Source: Invezz