XRP Likely Price If It Takes 25% of $10T Cross-Border Liquidity Held by Banks and Institutions

Despite ongoing efforts, XRP has repeatedly failed to break through the $3 price level over the past several months. This resistance has not deterred long-term holders or analysts, many of whom remain confident that XRP’s underlying utility in cross-border payments could drive substantial gains in the future. Some analysts believe that if XRP is adopted as a key tool for international money movement, its value could climb significantly. These projections are based not on short-term speculation but on the asset’s potential role in global liquidity frameworks. Assessing the Cross-border Liquidity Market A critical factor in these forecasts is the estimated size of the cross-border liquidity pool. While exact figures are not readily available, economists often use M2 money supply data to frame the conversation. M2 includes cash, checking deposits, and other liquid financial assets, and offers a broad view of potential capital deployment. According to a macroeconomic analysis published in April 2025 by analyst Marty Party, the collective M2 money supply of the U.S., China, Japan, and the European Union stood at approximately $83.37 trillion. However, only a fraction of that total is typically designated for cross-border use. Historical data from the Bank for International Settlements suggests that banks allocate roughly 10% to 15% of M2 for international reserves and claims. This implies that the global cross-border liquidity pool may fall between $8 trillion and $12 trillion, with $10 trillion serving as a reasonable mid-range estimate. Calculating XRP’s Value at 25% Liquidity Share To determine XRP’s potential value if it facilitated 25% of the estimated $10 trillion in cross-border liquidity, an analysis was conducted using OpenAI’s ChatGPT model. At the time, XRP was priced at $2.23 with a circulating supply of about 58.82 billion tokens. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 In the first scenario, where XRP is required to fully back the $2.5 trillion needed for 25% of global liquidity, each token would need to represent a portion of that amount. Dividing $2.5 trillion by the total circulating supply yields a price estimate of approximately $42.50 per XRP. Token Velocity and Adjusted Price Scenarios The second approach incorporates the concept of token velocity, how often a token is used in transactions within a year. If XRP is reused five times annually, then only $500 billion worth of XRP would be required to support $2.5 trillion in flows. This would translate to a token price of about $8.50. The model also evaluated other turnover rates. At a velocity of 10, XRP’s price would drop to around $4.25. Conversely, if the token turned over just twice a year, the required locked value would increase, raising the estimated price to $21.25. These scenarios highlight how XRP’s future price could vary significantly depending on the level of institutional adoption and how efficiently the token circulates. While theoretical, the models offer insight into XRP’s potential valuation if it becomes a core asset in the global financial infrastructure. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post XRP Likely Price If It Takes 25% of $10T Cross-Border Liquidity Held by Banks and Institutions appeared first on Times Tabloid .

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