Here’s How XRP Could Rally 16,400% Based on Ripple CEO’s Recent Statement

A recent post by Fruition Productions (@Fruition_Films) has reignited interest in XRP’s long-term value potential based on Ripple’s possible impact on global payments. The journalist laid out a valuation scenario originating from Ripple CEO Brad Garlinghouse’s remarks about XRP capturing 14% of SWIFT’s global volume. At the 2025 APEX developer summit, the CEO predicted that XRP would capture 14% of SWIFT’s transaction volume in the next five years. Fruition Productions noted that capturing this portion of SWIFT’s $150 trillion in annual settlements would represent $21 trillion in value flowing through the XRP Ledger (XRPL). In that scenario, the asset could reach a price of $357 from a cross-border payment utility. If BRAD GARLINGHOUSE is right about $XRP taking 14% of the SWIFT network (150 trillion a year) then you would get 21 trillion in value on the XRPL network. That’s a $357 XRP price based on cross boarder payment utility. — Fruition Productions (@Fruition_Films) June 12, 2025 Increasing Utility and Adoption The calculation assumes XRP’s adoption in institutional financial networks and envisions a direct correlation between settlement volume and price. Fruition Productions clarified that this projection reflects utility-based pricing and is not dependent on speculation. This distinction separates the estimate from typical market-driven price targets. A follow-up post by the same account made an important point about Garlinghouse’s communication style, noting that CEOs tend to be conservative when speaking publicly. This suggests that XRP could play a more significant role in the global financial ecosystem, potentially capturing a larger portion of SWIFT’s transaction volume and reaching higher targets. Other Ripple executives have emphasized that the company is focused on driving real-world utility and long-term adoption rather than short-term price fluctuations. Gaining a dominant position in the cross-border payments market is a critical milestone in enhancing XRP’s functional value and broadening its global adoption. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 Ripple’s Institutional Strategy and Market Impact Brad Garlinghouse has long emphasized Ripple’s ambition to serve as a global payments infrastructure provider. His cautious approach in public statements is consistent with corporate leadership, but Fruition Productions’ posts suggest there’s room for optimism beyond what is publicly stated. With the XRPL offering fast, low-cost, and scalable settlement options, and given Ripple’s growing involvement in central bank digital currency (CBDC) development and enterprise integrations, the possibility of XRP exceeding a $357 valuation may not be entirely speculative. Ripple has been building partnerships with financial institutions across several regions, and XRP has already been integrated into payment corridors in Latin America, Asia, and the Middle East. Should XRP’s share of SWIFT-like traffic increase beyond 14%, the price ceiling could rise substantially, particularly if transactional demand drives daily usage volumes. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Here’s How XRP Could Rally 16,400% Based on Ripple CEO’s Recent Statement appeared first on Times Tabloid .

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