This Crypto Raised Millions and Still Trades Below $0.03 — Is Mutuum Finance (MUTM) the Next 20x?

In today’s competitive crypto market, it is unusual for a project to raise over $10.45 million and still trade below $0.03. Mutuum Finance (MUTM) has achieved exactly that, making it a standout opportunity for large investors preparing for the next market upswing. With over 11,900 holders and a total supply of 4 billion tokens, this project is capturing the attention of whales and retail investors alike. The question is no longer if MUTM will grow, but how fast—and how high. Why Raising $10.45 Million at a $0.03 Price Is Uncommon Most crypto projects that secure more than $10 million in presale funding enter the market with valuations exceeding $100 million, often pushing their token price well above a few cents. Mutuum Finance (MUTM), however, still trades under $0.03 despite generating around $10.45 million in its Phase 5 presale round. This makes MUTM a rare opportunity where significant capital has been committed but the token remains highly affordable. This pricing dynamic opens the door for substantial upside. With a total supply of 4 billion tokens and many yet to circulate freely, the supply-demand imbalance will fuel upward price momentum as adoption increases. Mutuum Finance (MUTM) features a dual lending system designed to meet a wide range of user needs. Its pool-to-contract (P2C) model allows users to deposit assets into shared liquidity pools, where interest rates adjust dynamically based on pool utilization. Higher demand raises rates, encouraging more capital inflow, while lower demand reduces borrowing costs. Alongside this, the peer-to-peer (P2P) model enables users to lend and borrow directly from one another. This system supports tokens that are typically not listed on conventional pool-based platforms—such as memecoins like PEPE, DOGE, and SHIB—broadening participation for niche communities. When users supply assets to either model, they receive mtTokens that represent their deposit and automatically accrue interest over time. These mtTokens can be traded, transferred, or used within the protocol, offering flexibility without locking funds. This yield-generating system gives users access to passive returns based on real borrowing demand and protocol activity. CertiK Audit Provides a Security Edge Security is a top priority for institutional and large retail investors, and Mutuum Finance (MUTM) addresses this with a rigorous CertiK audit. The audit, completed in May 2025 after being requested in February, involved manual reviews and static analysis. The token achieved a Token Scan Score of 80.00, confirming strong contract integrity and reduced risk of vulnerabilities. According to its roadmap, Mutuum Finance (MUTM) will launch a beta version of its platform concurrently with the token going live. This release will allow early adopters to test lending, borrowing, and stablecoin features, creating valuable feedback loops and driving initial liquidity. Additionally, an ongoing $100,000 giveaway campaign is incentivizing new users to join the community, accelerating growth and network effects. With a current price under $0.03 and a total supply of 4 billion tokens, a 20x increase would place MUTM around $0.60 per token. This target is consistent with the token’s planned listing price and the protocol’s expected utility expansion. Unlike many speculative projects, MUTM’s growth is supported by revenue-sharing mechanisms and buybacks. The protocol plans to use a portion of profits to buy back MUTM tokens from the open market and distribute them to stakers in the safety module, creating upward price pressure and rewarding holders over time. Token Utility That Drives Long-Term Value MUTM is the native token of Mutuum Finance (MUTM). A portion of the protocol’s revenue will be used to buy MUTM tokens from the open market. These tokens will be redistributed to users who stake their mtTokens in the protocol’s safety module, forming the basis of a passive dividend mechanism. Mutuum Finance (MUTM) also features a decentralized, overcollateralized stablecoin backed by on-chain collateral. This stablecoin operates within the protocol’s lending and borrowing framework, contributing to capital efficiency. Mutuum Finance (MUTM) will be built on Layer-2 technology, offering faster and cheaper transactions compared to many other DeFi platforms. This technical advantage will reduce network congestion and high fees, improving the overall user experience and driving continued growth. This infrastructure choice will position Mutuum to capture and retain both liquidity providers and borrowers in a market that will increasingly demand speed, cost-efficiency, and scalability. Conclusion Mutuum Finance (MUTM) stands out as a rare project that has raised over $10.45 million in presale funding yet still trades below $0.03. Its 4 billion token supply, dual lending engine, passive income via mtTokens which is a tokenized representation of their assets deposited, upcoming beta launch, and full CertiK audit combine to create a strong, scalable foundation. With most tokens still locked and an active strategy for buybacks and staking rewards, a 20x return is not wishful but structurally supported. For investors seeking the next high-potential DeFi project, Mutuum Finance (MUTM) offers an opportunity to enter early before the market fully recognizes its value. This is a chance to catch a rising star at the ground floor—much like catching MATIC when it was trading for mere fractions of a penny. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance Disclaimer: This is a sponsored press release for informational purposes only. It does not reflect the views of Times Tabloid, nor is it intended to be used as legal, tax, investment, or financial advice. Times Tabloid is not responsible for any financial losses. The post This Crypto Raised Millions and Still Trades Below $0.03 — Is Mutuum Finance (MUTM) the Next 20x? appeared first on Times Tabloid .

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