Low-risk, high-reward: safer altcoin bets for June 2025

When looking for new investments in the crypto sector, one way to go about it is to pick altcoins that have low risk but could offer some massive gains in the medium and long term. As June 2025 gets underway, one of the coins holding the attention of investors is Mutuum Finance (MUTM) . The tokens are designed to be low risk while offering some of the highest returns possible in the crypto sector. The best altcoin bets of 2025 Steller (XLM) is a good token to consider in 2025. While explosive growth is not expected for this project, analysts do not expect a massive price dip for this project. Another project to consider is Solana (SOL). Crypto analysts forecast that Solana (SOL) could rise as high as $200 from its current price of around $166. While that is impressive, nothing beats the optimism analysts have when it comes to Mutuum Finance (MUTM). Mutuum Finance (MUTM): explosive growth potential The Mutuum Finance (MUTM) protocol is built as a decentralized non-custodial protocol where users can participate as lenders, borrowers, or liquidators. As lenders, they have a chance to make passive income by depositing assets in a pool and earning interest. The interest rate on the assets is determined by a pool’s utilization rate. The mtToken: unlocking liquidity On Mutuum Finance (MUTM), once a lender deposits their assets in a pool, they receive mtTokens in return. For instance, if they deposit $1,250 worth of AVAX in a liquidity pool, they will get mtAVAX tokens on a 1:1 ratio. These tokens grant them access to the instant liquidity of their assets in the pool. The mtTokens represent the value of their assets in the pool, plus any interest accrued. Since these tokens are fully compliant with the ERC-20 token standard, they can be transferred to compatible secondary exchanges. The Mutuum Finance team aims to take advantage of this compatibility to reduce pressure on the protocol’s internal pool and boost its health. To do this, they will create mtToken pools on secondary DEXs like Uniswap and Beyond. These pools pair the mtTokens with their base assets, creating an easy avenue for redemption. Users will also have the chance to use their assets for other tokens, opening further profitability opportunities. A major benefit of mtTokens is that they streamline the user experience. Holders of the tokens no longer need to actively compound or claim their gains. Instead, the mtTokens themselves are a representation of the increment in value due to accrued interest. As such, this system boosts transparency and allows non-custodial ownership, granting holders the ability to monitor and transfer their deposit positions across various lending scenarios on Mutuum Finance. A stablecoin built for resilience Mutuum Finance is working on an overcollateralized stablecoin that will be minted using assets supplied by borrowers. The stablecoin will be algorithmically pegged to the USD and is designed to avoid the many pitfalls that face decentralized stablecoins. Like other borrowing on the protocol, a user deposits collateral that must be above a set ratio in exchange for the stablecoin. When a user repays their loan, a position becomes under-collateralized, the minted coins return to the protocol, and are burned. The burning mechanism ensures that the stablecoin supply is always dynamically adjusted based on the actual demand and overcollateralization. A major difference from other borrowing on the protocol is that while interest in borrowing pools goes to liquidity providers, all the interest in the stablecoin pools goes to the Mutuum finance treasury, which ensures bigger protocol reserves over time. Liquidations for the stablecoin are similar to other liquidations on the protocol. If the stability factor drops below a set level, liquidators step in and buy the collateral backing the stablecoin loan at a discount. That ensures the rapid resolution of the undercollateralized position before it starts to impact the protocol’s health. Borrowers can prevent a liquidation by topping up their collateral or repaying part of the borrowing stablecoin, restoring the stability factor. Cost optimization Mutuum Finance (MUTM) understands the need to keep transaction costs low on the protocol. To achieve this goal, it will focus on cutting back calldata, which is the biggest source of transaction fees, especially on layer 2. To achieve this goal, the protocol will compress all the needed data into one byte-encoding string, reduce the on-chain storage, and the per-transaction costs. This will be possible because Mutuum Finance (MUTM) will only support a limited number of assets. As such, each token can be assigned a compact identifier within the ecosystem. The MUTM token presale Mutuum Finance (MUTM) has enjoyed massive success in its ongoing presale, which has raised over $10.45 million so far from around 12,000 presale buyers. The presale is currently in phase 5, where over 30% of the tokens set aside for the phase have been sold, barely two weeks after its launch. The increase in the pace comes despite the 200% increase in the asset price from the phase 1 price of $0.01 to the current price of $0.03. In the upcoming phase 6, the token price is set to rise 16.67% to $0.035. With such a strong performance in the presale and analysts forecasting an overall positive performance, the MUTM token is an asset that should be the mainstay of your portfolio. Do not miss the chance for bombastic returns, sign up for the MUTM token presale. For more information about Mutuum Finance (MUTM), visit the links below: Website: https://www.mutuum.com/ Linktree: https://linktr.ee/mutuumfinance The post Low-risk, high-reward: safer altcoin bets for June 2025 appeared first on Invezz

Source: Invezz