Pundit Says XRP Retail Investors Will Get Completely Priced Out This Year. Here’s why

Crypto analyst Cobb took to X to comment on the changing dynamics of XRP’s market accessibility, highlighting a growing concern among long-time followers of the asset. In a brief but pointed statement, Cobb reflected on the diminishing purchasing power of retail investors by contrasting current and past valuations of XRP . “Remember when $100 used to get you 400 XRP,” Cobb wrote. “Now $100 only gets you 43 XRP. Only going to get worse, retail is going to get completely priced out this year.” Cobb’s remark underscores a significant appreciation in XRP’s value, paired with a growing unease about the affordability of accumulating the token. At the time of his post, $100 could only purchase approximately 43 XRP, reflecting a market price of $2.32 per token. Remember when $100 used to get you 400 XRP Now $100 only gets you 43 XRP Only going to get worse, retail is going get completely priced out this year — Cobb (@Cobb_XRPL) June 9, 2025 According to CoinMarketCap, XRP is up 1.23% over the last 24 hours, which further reinforces the trajectory Cobb is pointing to. The implication is clear: if XRP continues its current momentum, average investors could soon find themselves unable to buy meaningful quantities . XRP’s Fractional Nature Sparks Debate About Accessibility The commentary attracted responses from other users on the platform, each providing different perspectives on Cobb’s warning. Andrew Pearce responded by offering a counterpoint to Cobb’s concern, stating, “Don’t forget, there are 1000000 drops in each xrp, so we will never really be priced out of xrp. People might get ‘priced out’ in a certain cycle where they think the price has gone too high in the short term, but within another year or two they’ll be fomo’ing in at way higher prices.” Pearce’s comment references the divisibility of XRP into one million units called “drops,” which allows for fractional purchases even at high valuations. His response suggests that while the full coin may become more expensive, access to the asset in smaller increments will remain technically available, though possibly less psychologically or strategically appealing for retail buyers. Community Members Reflect on XRP’s Early Days Another user, LunarAngel, contributed to the historical context of XRP’s pricing, recalling an era of far lower valuations. “I can tell you there was a time it was 300 coin per dollar when it was open coming with a webwallet. During the XRapid era. I was there but then I missed the journey even till now,” the user wrote. Their comment points to a time when XRP could be acquired for as little as $0.0033, dramatically different from today’s pricing. It reflects the sentiment of early adopters who witnessed the coin’s journey through utility-focused initiatives such as the now-shelved xRapid product. Ongoing Price Appreciation Raises Barriers to Entry Cobb’s observation reflects a larger theme in crypto markets, where early access often translates into disproportionately greater rewards, while later entrants must navigate higher barriers. His claim that retail will be “completely priced out” this year hinges on the assumption that XRP’s value will continue to climb rapidly—an outcome that, while speculative, is supported by the asset’s current momentum. Cobb’s comment did not provide a specific target price or timeline, but it does emphasize his broader outlook: that the window for affordable retail accumulation may be closing soon. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. The post Pundit Says XRP Retail Investors Will Get Completely Priced Out This Year. Here’s why appeared first on Times Tabloid .

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