Pundit Explains Why He Holds XRP Beyond the Hype

In the ever-evolving world of digital assets, few tokens inspire as much debate as XRP. While some critics dismiss it as a relic of early crypto enthusiasm, others argue that XRP is strategically embedded in the future of global finance. One of the most vocal proponents of this view is Xaif, a prominent crypto commentator who recently explained in a video documentary why he continues to hold XRP, not as a gamble, but as a conviction backed by real-world adoption and institutional alignment. Global Institutional Recognition of XRP According to Xaif, XRP’s long-term value is rooted in more than speculative trading. It’s tied to a growing list of global financial institutions exploring Ripple’s blockchain technology for cross-border payments. This Is Why I Hold $XRP — The Future Is Closer Than You Think! pic.twitter.com/xMy3mAtJDz — 𝕏aif | (@Xaif_Crypto) June 9, 2025 He cites a World Bank document that explicitly names only two cryptocurrencies, XRP and XLM, as viable solutions for international remittances . This recognition from a premier global institution positions XRP far above mere market hype. Ripple’s involvement with the Federal Reserve’s Faster Payments Task Force also speaks volumes. As a contributing member of this high-level U.S. initiative to modernize payment systems, Ripple brought its technology directly into the heart of central bank research. Xaif further notes Ripple’s participation in a task force formed by the Bank for International Settlements (BIS), the global hub of central banking. Inclusion in such an elite forum reflects the trust Ripple commands on the world stage. Collaborations with Central Banks Xaif underscores Ripple’s growing role in sovereign-level monetary experiments. The Hong Kong Monetary Authority, in its ongoing exploration of central bank digital currencies (CBDCs), has partnered with Ripple, making it the only blockchain firm involved. This speaks to Ripple’s regulatory compatibility and technological readiness. In another example, Xaif points to a 2024 report by the Bank of Russia on the digitalization of payments, which describes XRP as a fitting solution for efficient international settlements. Meanwhile, the Bank of England tested Ripple’s technology in a 2017 proof-of-concept to evaluate faster, cheaper, and more transparent cross-border transactions. These collaborations show that central banks are not just aware of Ripple, they are actively engaging with its technology. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 Middle East Expansion and Regional Trust Xaif highlights how Ripple is carving out a strong presence in the Middle East. The UAE made Ripple the first blockchain company to offer regulated payment services in the country . In Saudi Arabia, the National Commercial Bank, one of the region’s most significant financial institutions with over 400 branches, has joined RippleNet to modernize its international transaction infrastructure. These developments aren’t isolated; they reflect a broader regional trust in Ripple’s capabilities, and they signal the kind of institutional integration that many other crypto projects only aspire to. Endorsement from U.S. Banking Giants Ripple’s reach extends deep into the U.S. financial sector. Xaif notes Bank of America’s long-standing connection to Ripple’s payment technologies , positioning it as one of the earliest traditional finance adopters. He also references a research report by JPMorgan, the largest bank in the United States, which mentions XRP seven times as a potential solution for cross-border payment inefficiencies. Such repeated acknowledgment from leading banks further legitimizes XRP as more than just a speculative asset. Ties to Global Policymakers Xaif also emphasizes Ripple’s strategic relationships with key players on the global stage. The company has cultivated ties with institutions like the White House , the International Monetary Fund (IMF), and the World Economic Forum (WEF) . These relationships suggest that Ripple is not only building payment rails but also influencing the broader narrative around the future of global finance. A Choice Between Noise and Vision In conclusion, Xaif posed a striking question: Is XRP just another “shitcoin,” or is it part of a much bigger financial transformation? Based on the mounting evidence, ranging from global institutional partnerships to strategic regulatory dialogues, Xaif firmly believes the answer is the latter. For him, holding XRP isn’t about chasing the next pump; it’s about owning a piece of what could become the foundation of tomorrow’s financial infrastructure. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Pundit Explains Why He Holds XRP Beyond the Hype appeared first on Times Tabloid .

Source: TimesTabloid