Holder count explodes- MUTM ranked among the top cryptos to buy at $0.03

In a market where attention is constantly shifting, few projects have managed to maintain consistent momentum like Mutuum Finance (MUTM) . With the token now priced at just $0.03 in Phase 5 of its presale and over $10.20 million already raised, Mutuum Finance (MUTM) is firmly positioning itself as one of the most attractive DeFi buys today. As the holder count surpasses 11,800 and climbs daily, investors are racing to secure their share of what is becoming a standout opportunity in the decentralized finance space. Early investors are already 200% up—and it’s only just beginning Mutuum Finance (MUTM) launched its presale at $0.01 in Phase 1, and since then, the token has climbed steadily to its current price of $0.03, representing a 200% increase for early adopters. With the presale progressing through 11 scheduled phases, each incrementally increasing the price, those joining now at Phase 5 still have room to capture considerable upside. By Phase 11, the token will be priced at $0.06, meaning current participants will lock in a 100% gain even before public listings. Those who wait risk paying double for the same token in later phases. Meanwhile, the buying frenzy continues to accelerate as the market starts realizing how much utility this DeFi platform brings to the table. Passive income engineered for the new era of DeFi One of Mutuum Finance (MUTM)’s core strengths is its multi-pronged approach to generating passive income. Whether depositing ETH, DAI, or other supported tokens, users can earn yield through lending activity in both Peer-to-Contract (P2C) and Peer-to-Peer (P2P) models. The P2C model provides instant access to liquidity via smart contract pools with standardized terms—ideal for mainstream assets and conservative lenders. In contrast, the P2P model supports more flexible arrangements and opens up lending and borrowing opportunities for less common tokens like PEPE, DOGE, or SHIB, which are typically not available in pooled contracts. This dual system gives users the freedom to choose based on their asset preferences, risk tolerance, and return expectations. For example, depositing $900 worth of DAI into Mutuum Finance (MUTM) can earn you attractive annual yields that adjust dynamically based on the liquidity pool’s utilization rate. As more borrowers tap into the pool, interest rates rise, meaning your returns increase in real time—ensuring your capital is always working efficiently instead of sitting idle. When you deposit, you’ll receive mtTokens, which are tokenized representations of your share in the pool. These mtTokens automatically grow in value as lending and borrowing activity generates interest. On top of that, you can stake your mtTokens to earn dividends paid out in MUTM tokens, funded by protocol revenue, creating an additional passive income stream. Stablecoin launch to reinforce long-term value Mutuum Finance (MUTM) isn’t just stopping at basic DeFi mechanics. The upcoming launch of its own decentralized, fully overcollateralized stablecoin adds serious depth to the protocol’s functionality. Unlike fiat-backed alternatives, this stablecoin will be minted directly from on-chain collateral, ensuring complete transparency and algorithmic control. By integrating this stable asset into its ecosystem, Mutuum Finance (MUTM) enables safer borrowing for users while simultaneously strengthening its treasury. A portion of the interest payments generated will be funneled back into the protocol, helping maintain a sustainable and self-reinforcing economic model. This makes MUTM more than just a conventional token—it becomes a vital economic driver. Transaction costs and network congestion are persistent problems in DeFi, but Mutuum Finance (MUTM) is tackling these head-on. The platform is being built with Layer 2 integration, drastically reducing fees and boosting transaction speeds. This technical advancement ensures that users experience minimal friction, even during times of high network demand. For users lending or borrowing frequently, this improvement is more than a convenience—it’s a competitive advantage. Mutuum’s Edge: P2P Support for Memecoins and More What sets Mutuum Finance (MUTM) apart even further is its support for P2P lending of tokens that are often overlooked by traditional DeFi protocols. This includes memecoins like Pepe (PEPE) and Shiba Inu (SHIB)—assets with massive communities but limited utility in legacy platforms. With Mutuum, users will be able to lend and borrow these tokens directly with others, unlocking liquidity for millions of holders across speculative markets. This flexibility positions Mutuum Finance (MUTM) as one of the most inclusive DeFi protocols in development, able to serve both seasoned investors and new market entrants looking to maximize utility from their meme holdings. The upside for investors at the current presale price is substantial. Let’s say you invest $3,000 in MUTM at $0.03. If the token reaches just $0.75, that investment becomes $75,000—a 25x return. And unlike other tokens driven purely by hype, MUTM is backed by a rich ecosystem of lending, borrowing, staking, and real-time passive income generation. This makes the return potential not just possible but rooted in actual platform usage and protocol growth. Mutuum Finance (MUTM) has already completed a thorough audit by CertiK, one of the most reputable firms in blockchain security. With a Token Scan Score of 80.00, investors can feel confident knowing that the smart contracts and operational logic have undergone rigorous manual review and static analysis. In a space often plagued by vulnerabilities and exploits, this stamp of approval offers a significant layer of reassurance. Roadmap progress and upcoming beta launch While many DeFi projects overpromise and underdeliver, Mutuum Finance (MUTM) is following a clear, actionable roadmap. All Phase 1 objectives have almost been completed, including presale launch, tracking platform listings, the AI-powered helpdesk, and a $100,000 giveaway that continues to drive community engagement. Next on the horizon is the beta launch of the platform, scheduled to go live around the same time as the token listing. This will give early adopters hands-on experience and allow the community to engage with the protocol well before mass adoption kicks in. With over 150 million tokens available in Phase 5 at just $0.03, this is a defining moment for those looking to get in before mainstream exposure. Waiting for later phases means accepting higher prices and smaller margins. Those entering now are not just buying a token—they’re investing in a platform with real-world use cases, advanced features, and a sustainable future. Mutuum Finance (MUTM) isn’t just another DeFi project—it’s an income engine, a lending revolution, and an innovation hub all rolled into one. For those watching from the sidelines, the question is no longer whether MUTM will rise—it’s whether you’ll be holding it when it does. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance The post Holder count explodes- MUTM ranked among the top cryptos to buy at $0.03 appeared first on Invezz

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