XRP vs XLM and RTX: which crypto is changing the global payments industry?

Want to know which coin makes global payments faster, cheaper, and easier? Keep reading to see how Remittix (RTX), XRP, and Stellar (XLM) compare, and why the new token might be doing a better job than the rest. Source: XRP vs XLM on CoinMarketCap Remittix’s PayFi advances crypto-to-fiat payments worldwide Remittix (RTX) is new, but it’s doing something old players haven’t nailed. It lets people send crypto straight into traditional banks, with the receiver needing no wallet. The recipient gets fiat money, not tokens. RTX supports over 30 fiat currencies and more than 50 crypto pairs. It doesn’t charge foreign exchange fees. Small businesses can also use it to accept crypto payments online. They get fiat in their accounts without fuss. This system is called PayFi; basically, it’s short for payments through finance tools built on blockchain. The $RTX token can also be used for staking and voting. Staking earns rewards, but only if you hold at least $10,000. The $RTX token isn’t needed to make payments, which weakens its long-term price unless the team adds more reasons to keep it. As of now, Remittix has raised over $15.4 million in its presale. It is currently available at $0.0781, and is expected to hit exchanges around $0.085. If the platform keeps growing and adds more use for the token, some expect the price to reach $0.5 in a few years. XRP is popular, but legal risks and overhype may hold it back XRP makes headlines all the time. “XRP news” is everywhere, from court battles with the SEC to rumors of ETF approval. Ripple, the company behind XRP, keeps pushing for Wall Street attention. The idea is simple: let banks and institutions use XRP to move money across borders faster and cheaper. Source: Dark Defender on X Brad Garlinghouse, Ripple’s CEO, says XRP ETFs will help big investors join the game. Firms like Bitwise and Grayscale have applied for ETFs, but the SEC hasn’t approved any yet. Traders are watching October 2025 as the key month. Experts believe XRP could hit $5 soon if a few conditions are met. That includes ETF approval and strong technical support near $2.70, but this isn’t guaranteed. The price has already dropped from $2.65 due to a court ruling in May. If it breaks support at $2.26, it could fall toward $1.39. Another problem is that most XRP was bought during the last big rally. Glassnode data shows that over 70% of the realized market cap came from buyers at the peak. This means many people will panic and sell if prices drop. XLM has tech power, but struggles with attention and momentum Stellar’s XLM has strong tools. It processes transactions fast, supports asset tokenization, and is backed by IBM and MoneyGram . It focuses on regulation and compliance. But while that works for institutions, it’s not exciting for most everyday users. As of late May 2025, XLM trades at around $0.28. Analysts like Ali warn that dropping below $0.27 could send it down to $0.23, with volume and investor interest also dropping. Unlike XRP news’ common theme, XLM isn’t involved in big legal fights. But it faces another challenge in visibility. XRP has hype that Stellar lacks. It’s seen as XRP’s quieter cousin. XLM is growing slowly, with new smart contracts and partnerships raking in. Even with strong network features, XLM hasn’t pulled in many retail users or developers. Source: Master Kenobi on X Final thoughts: Remittix could be the better bet Both XRP and XLM have strong tech and past success. But they carry baggage: XRP has lawsuits and hype-driven investors, while XLM has good partners but weak retail interest. Remittix may not be as popular, but its PayFi tools give it a real-world edge. It works for people and businesses, making RTX the best PayFi token for investors. Discover the future of PayFi with Remittix by checking out their presale here: Website : https://remittix.io/ Socials: https://linktr.ee/remittix The post XRP vs XLM and RTX: which crypto is changing the global payments industry? appeared first on Invezz

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