If Bitcoin hits $150K, experts say MUTM will ride to $5: here’s why

The crypto market is once again buzzing with bullish momentum, and all eyes are on Bitcoin. With speculation growing around a potential rally that could push Bitcoin to $150,000, investors are looking beyond BTC for projects that could experience even greater percentage gains. One such project is Mutuum Finance (MUTM) , a rising DeFi protocol that experts believe could soar to $5 if the crypto tide turns in Bitcoin’s favor. Why Bitcoin at $150K changes the game for DeFi Historically, when Bitcoin enters a strong bull run, it doesn’t rise alone. In 2021, as Bitcoin surged from $10K to nearly $70K, it ignited an explosive wave across decentralized finance (DeFi). Total Value Locked (TVL) in DeFi protocols ballooned from under $1 billion to more than $250 billion. Lending and borrowing platforms were at the heart of this surge, driven by growing demand for liquidity and leveraged opportunities. Mutuum Finance is built to thrive in these conditions. As a decentralized, non-custodial protocol that facilitates lending and borrowing, it is positioned to attract liquidity from both retail and institutional players. When markets rise, users prefer borrowing instead of selling their appreciated assets, fueling borrowing demand. This in turn benefits lenders, who earn higher yields—creating a self-sustaining cycle of capital flow. Why MUTM at $0.03 looks like a rare opportunity At its current price of $0.03, MUTM presents a case that’s hard to ignore. With over 504 million tokens already sold and more than 10,900 holders on board, the project has already established a significant early footprint. Mutuum is currently in Phase 5 of its presale, raising over $9.1 million in total. Importantly, the team plans to launch a beta version of the platform around the token’s public release—a sign of serious commitment to delivering functionality, not just hype. For early investors, the math becomes exciting when applying compounding logic. If MUTM reaches $5, that would represent a 16,566% gain from its current price. A $1,000 investment at $0.03 would grow to approximately $166,666. Such growth is not unprecedented. In 2021, similar DeFi tokens like AAVE and COMP saw meteoric rises in response to the DeFi explosion. The belief that MUTM could repeat this trajectory is not far-fetched—especially if Bitcoin triggers a new TVL wave. Understanding MUTM’s role in the ecosystem MUTM isn’t just a speculative asset. It serves as a critical part of the Mutuum Finance ecosystem. Holders benefit in several ways, particularly from the protocol’s dividend mechanism. A portion of Mutuum’s revenue will be used to buy MUTM from the open market, and those tokens will be distributed to users who stake mtTokens in designated contracts. This model incentivizes long-term participation and aligns rewards with the platform’s success. Moreover, as the platform gains more users, both borrowing and lending activities are expected to scale, increasing revenue—and thus the value and utility of MUTM. Token holders who actively stake their assets will be in line to receive a consistent stream of dividends, turning MUTM into a passive income-generating asset in addition to its appreciation potential. The roadmap is more than just promises Another reason for optimism is Mutuum’s commitment to delivery. The beta launch scheduled near the token’s go-live date demonstrates a product-first approach. Unlike many projects that launch tokens without a working product, Mutuum is aiming to ensure that functionality is available from day one. This builds trust in the protocol and encourages adoption. To further drive awareness and community growth, the team is currently running a $100K giveaway campaign. This move not only rewards early supporters but also helps attract new participants to the ecosystem, increasing visibility just as the broader market sentiment starts to shift. While there are many lending protocols in the DeFi space, Mutuum takes a hybrid approach by offering both pool-based and peer-to-peer (P2P) borrowing options. This gives users the flexibility to choose between automated liquidity models and custom lending agreements, catering to a wider range of investor preferences. Its dynamic interest rate model ensures that capital remains efficiently utilized. When borrowing demand is high, rates rise to protect lender incentives. Conversely, during low demand periods, borrowing becomes more attractive—helping maintain balance within the liquidity pools. For both lenders and borrowers, this adaptive system ensures a fair and competitive environment. A realistic road to $5 for MUTM The $5 target may seem ambitious at first glance, but historical data and current market conditions suggest it’s within reach. If Bitcoin hits $150K, and if DeFi again draws billions in liquidity, protocols with strong fundamentals like Mutuum stand to benefit the most. MUTM doesn’t need to capture the entire market to see explosive growth—it only needs to capture attention, volume, and steady user adoption. Given the $0.03 starting point, even moderate adoption could push MUTM into the $1–$2 range. But with the right mix of rising TVL, consistent dividend payouts, and a functioning platform at launch, $5 becomes a reasonable projection for those entering early. For investors seeking a high-upside play with tangible utility, a committed team, and a market environment that may soon turn wildly bullish, Mutuum Finance looks like a name to remember. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuumfinance.app/ Linktree: https://linktr.ee/mutuumfinance The post If Bitcoin hits $150K, experts say MUTM will ride to $5: here’s why appeared first on Invezz

Source: Invezz