MUTM may be the last top crypto still trading under $0.10 — but not for long

In a market where most high-potential cryptocurrencies have already surged past the double-digit cent range, Mutuum Finance (MUTM) stands out for one simple reason: it hasn’t — yet. Despite growing interest and clear signs of platform maturity, MUTM is still available at just $0.03, placing it well below what many analysts consider its fair value. But that price point won’t stick around much longer. Mutuum Finance (MUTM) Unlike many low-cap tokens that rely on hype and speculative social media runs, Mutuum Finance is built on utility. The protocol is designed to support decentralized lending and borrowing, offering both automated liquidity pools and direct lending options between users. This dual model gives participants more flexibility in how they generate yield or access liquidity — all without requiring centralized intermediaries. This feature is especially relevant in the current environment, where investors are prioritizing protocols that support real activity on-chain. Mutuum’s lending mechanisms place it among the top crypto projects to watch in DeFi, particularly for those seeking passive income opportunities through decentralized finance. The platform also plans to introduce a collateral-backed stablecoin, giving users a way to borrow a dollar-pegged asset directly from excess collateral they’ve deposited. Alongside this, Mutuum integrates a yield-bearing token model (mtTokens), allowing users to maintain full liquidity while still earning interest on deposited assets. These features form a strong foundation for long-term protocol use and adoption — and investors are paying attention. Projects with built-in functionality and practical DeFi tools tend to see stronger retention and higher activity after launch. That’s why more analysts are starting to label MUTM as one of the best cryptocurrencies to invest in today, especially at its current price level. Mutuum Finance has already raised close to $9 million in funding and onboarded over 11,000 holders, a significant milestone for a token still in its early presale phase. Now in Phase 5 of a planned 11-phase presale, the price remains at $0.03, with a confirmed launch price of $0.06 — meaning early entries are already positioned for a 100% gain before public trading even begins. That kind of structure — a guaranteed 2x gain at launch for current buyers — is uncommon in today’s market. While many new crypto coins struggle to hold investor attention, Mutuum has seen continuous growth in capital and community. The community’s growth and steady capital inflow are not just signs of traction — they represent conviction. While other tokens are still struggling to gain presale attention, MUTM is quietly building a large base of committed participants, many of whom are long-term holders seeking serious ROI. Could it hit $1 sooner than expected? Several analysts now believe that MUTM could climb to $1 much faster than previously projected. With platform utilities going live at launch, a stablecoin on the way, and interest-bearing mechanics built into its token design, the project offers more than just speculative upside — it offers actual functionality from day one. This kind of setup is what serious investors are now focusing on when determining which crypto to buy today for long-term growth. It’s not about hype — it’s about on-chain usability and protocol value. What makes this forecast even more compelling is the current entry point. At $0.03, reaching $1 would mean a 3,233% increase — and yet, given the protocol’s structure, demand-driven token model, and expanding user base, that surge is no longer far-fetched. In fact, it’s looking more like a matter of timing than possibility. Most of the market has already re-priced its top DeFi opportunities — but not this one. Mutuum Finance remains one of the only serious contenders still trading under $0.10, despite having a full roadmap, strong presale performance, and real infrastructure being deployed. With multiple price jumps ahead, a growing holder base, and the potential to reach $1 much sooner than expected, MUTM may not stay in the “cheap crypto” category much longer. For those asking what’s the best crypto to buy now before the next breakout, the window on this one is still open — but not for long. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.finance/ Linktree: https://linktr.ee/mutuumfinance The post MUTM may be the last top crypto still trading under $0.10 — but not for long appeared first on Invezz

Source: Invezz