Data shows wallet growth — MUTM might be the best crypto to buy before exposure spikes

As more early-stage crypto projects flood the market with bold promises and flashy marketing, investors are becoming more selective — and increasingly guided by data. One metric that’s quietly making noise is wallet growth, and Mutuum Finance (MUTM) is leading in that category. With a steady increase in new holders, it’s becoming harder to ignore the protocol’s momentum. While others wait for a listing announcement to decide, informed buyers are already making moves — positioning before exposure spikes and market attention drives demand. With the token still available at just $0.025, MUTM is now being considered by many as one of the best cryptocurrencies to buy before it takes off. Mutuum Finance (MUTM) Recent data shows that over 9,850 unique wallets are now holding MUTM, reflecting a growing belief in the project’s long-term viability. Unlike short-lived meme tokens that trend for a few days and fade out, Mutuum is building steadily — and that’s reflected in its presale traction, which has now raised over $8.5 million with more than 82% of Phase 4 completed. That kind of organic wallet expansion points to confidence among both small and mid-sized investors. It also indicates something even more important: people aren’t just buying MUTM, they’re holding it — a key behavior ahead of listing exposure and mainstream discovery. Mutuum Finance functions as a decentralized, non-custodial platform that allows users to engage in on-chain lending and borrowing of digital assets without intermediaries. But it offers more than a one-size-fits-all solution. The platform is structured around two distinct lending models — Peer-to-Contract (P2C) and Peer-to-Peer (P2P) — each catering to different types of users and assets. In the P2C model, users deposit their assets into a shared liquidity pool. Borrowers can access these pooled funds by locking up collateral, and interest rates automatically adjust based on utilization. This setup provides efficient capital access and passive income for lenders while maintaining liquidity for borrowers. The P2P model, on the other hand, supports direct agreements between users. This allows for custom loan terms and enables borrowing or lending of more volatile or niche assets that might not be supported in the standard pool — such as meme coins or emerging tokens. It’s a flexible framework that gives both retail and more advanced users control over how they engage with the protocol. Wallet expansion isn’t just a number — it’s a sign of belief. When users continue accumulating during the presale, it shows they’re not waiting for external validation. They understand what’s being built and are locking in positions ahead of price discovery. With the next presale phase pushing the token to $0.03 and a final launch price of $0.06, those who enter now are still early. But as buyer numbers grow and supply becomes more limited, that opportunity will naturally shrink. If you’re asking what crypto to invest in with both low entry and solid mechanics, MUTM checks every box. Scalability and user cost are critical in DeFi — and Mutuum is preparing accordingly. The platform is being developed on Layer 2 infrastructure, which reduces gas fees and improves transaction speed. For a borrowing and lending protocol, this is a strategic edge. It makes the platform accessible to more users, supports higher transaction volume, and ultimately helps grow on-chain activity — which feeds back into the protocol’s revenue cycle. The protocol uses a portion of the interest paid by borrowers to buy MUTM from the open market. These tokens are then distributed to participants, creating a direct link between usage and value. That structure rewards long-term engagement and reinforces healthy token economics. It’s one of the reasons analysts now include MUTM on their list of top new cryptocurrencies poised for breakout potential. Right now, MUTM is still under the radar. It hasn’t been listed, hasn’t run a flashy influencer campaign, and hasn’t made headlines — yet. But wallet activity says it all: more investors are securing positions, more capital is flowing in, and time is running out to enter before the market catches on. For those seeking a crypto investment backed by smart mechanics, flexible lending models, and growing real-user interest, Mutuum Finance is a name to know — and act on — before the next phase hits. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.finance/ Linktree: https://linktr.ee/mutuumfinance The post Data shows wallet growth — MUTM might be the best crypto to buy before exposure spikes appeared first on Invezz

Source: Invezz