Researcher: This Overlap Makes XRP Ledger Naturally Compatible With SWIFT

Crypto researcher SMQKE has drawn attention to an often-overlooked technical alignment between the XRP Ledger (XRPL) and the SWIFT financial messaging network. In a recent tweet, SMQKE emphasized the shared use of standard internet protocols by the two systems, stating:“- SWIFTNet runs on standard internet HTTP protocols. The XRP Ledger connects to applications via HTTP. The overlap makes XRPL naturally compatible with SWIFT infrastructure.” To support the claim, SMQKE provided two screenshots from official documentation. One highlights that “applications can connect to the XRP ledger through HTTP or WebSocket APIs,” and notes that these tools allow developers to interact with the XRP Ledger using languages like Python and JavaScript. This structure supports approximately 1,500 transactions per second, making the ledger a high-throughput platform. – SWIFTNet runs on standard internet HTTP protocols. – The XRP Ledger connects to applications via HTTP. The overlap makes XRPL naturally compatible with SWIFT infrastructure. See for yourself. Documented. https://t.co/1N8QgKoXcM pic.twitter.com/Ag0brEH8VD — SMQKE (@SMQKEDQG) May 13, 2025 SWIFTNet’s Modernization Efforts The second image is a section from LinkedIn describing SWIFTNet’s infrastructure. It confirms that SWIFTNet allows users to browse financial websites securely “using standard Internet technologies and protocols such as HTTPS and HTML.” This makes it evident that SWIFTNet relies on common internet standards, particularly HTTP-based communication layers. SMQKE’s tweet directly links these two elements—HTTP access to the XRPL and HTTP usage by SWIFTNet—as evidence of inherent technical compatibility. While SWIFT has traditionally operated through a closed and proprietary network, recent years have shifted toward modernizing and adopting open internet protocols, particularly with the push toward ISO 20022 messaging standards . We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 Implications for Integration Potential This observation comes when the global financial infrastructure is undergoing significant transformation. SWIFT’s ongoing migration to ISO 20022 aims to increase interoperability, speed, and data richness across its messaging ecosystem. Similarly, XRPL is designed for interoperability and high efficiency in cross-border payments . The underlying reliance on similar internet standards suggests that the XRPL can integrate with or function alongside legacy financial systems like SWIFT with fewer barriers than previously assumed. The technical alignment does not suggest direct collaboration or planned integration between the two systems. However, SMQKE emphasizes the documented use of identical communication protocols, which reduces complexity for developers and institutions seeking to bridge traditional and blockchain-based infrastructures. It also supports the narrative that XRPL is enterprise-ready and capable of interacting with financial networks without requiring proprietary systems or closed frameworks. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Researcher: This Overlap Makes XRP Ledger Naturally Compatible With SWIFT appeared first on Times Tabloid .

Source: TimesTabloid