MUTM set to rise from $0.025 to $0.03 — investors getting in early

As the fourth phase of the Mutuum Finance (MUTM) presale fills up, attention is shifting toward the next scheduled price increase. Currently available at $0.025, the token is set to rise to $0.03 in the upcoming phase, and early buyers aren’t wasting time. With over 70% of the current allocation already sold, investors are locking in their positions before the next tier activates. But this rush isn’t driven by price alone—it’s fueled by what Mutuum Finance is building behind the scenes. As a decentralized lending and borrowing protocol, it offers users the ability to earn, borrow, and stay in control of their digital assets—all while creating opportunities for passive income and capital efficiency. Mutuum Finance (MUTM) Unlike speculative tokens that rely on momentum, MUTM is tied to a working protocol. Mutuum is designed as a non-custodial platform that enables users to lend their assets to earn passive returns or access liquidity by borrowing against their holdings—all without needing to sell them. The system is fully on-chain and smart contract-driven, meaning there’s no need for third-party intervention. It’s a hands-off, trustless structure that appeals to both long-term holders and active DeFi participants. But what really sets it apart are the earning mechanics and borrowing flexibility. How lending works — with real passive income potential Users who contribute assets to Mutuum receive mtTokens in exchange. These tokens represent the user’s deposit and accumulate interest over time. The interest is generated from borrowers who use the platform, and the protocol distributes it automatically—making it a reliable source of passive income. Here’s a simple example: An investor deposits $15,000 worth of ETH into the platform. At an estimated APY of 13%, that position would earn $1,950 in passive income over 12 months, without any need for active management or risk of handing over custody to a centralized entity. That kind of return is especially attractive in a market where many investors are looking for stable, yield-generating options rather than high-volatility trading. Borrowing without selling your holdings Mutuum also supports the other side of the equation—borrowing against assets. Users can lock in their crypto as collateral and receive stablecoins or other assets in return, based on their Loan-to-Value (LTV) ratio. For example, if a user deposits $10,000 worth of BTC and the LTV ratio is 75%, they could borrow up to $7,500. The important part? They don’t have to sell their BTC. This lets them retain exposure to future price growth while still unlocking liquidity for new investments, expenses, or opportunities. This setup is especially appealing to long-term holders who want access to funds without realizing capital gains or giving up on potential market upside. With phase 4 of the presale nearing completion, the $0.025 entry price won’t be available much longer. Once the next round begins, the cost to participate jumps to $0.03—and eventually, the token will launch publicly at $0.06 after all 11 presale phases are completed. That means investors entering now are not only securing a lower price but also maximizing their upside before any exchange listings or broader exposure. Mutuum Finance is proving that real utility and smart design still matter in crypto. Through its lending and borrowing model, transparent token mechanics, and potential for both passive earnings and capital efficiency, it’s standing out in a crowded market. And with the next presale phase just around the corner, those looking for the best crypto to buy now still have time to act—but not much. For many investors, the choice is simple: position early while it’s still $0.025—or pay more in the next round. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.finance/ Linktree: https://linktr.ee/mutuumfinance The post MUTM set to rise from $0.025 to $0.03 — investors getting in early appeared first on Invezz

Source: Invezz