XRP Could Hit This Price If It Matches the U.S. Money Supply M1
3 min read
XRP’s potential valuation has long been the subject of speculation within the cryptocurrency community. While its current price action has remained relatively stable, interest in its future growth remains strong. A recent theoretical comparison involving the U.S. M1 money supply sheds light on just how high the value of XRP could climb if it were to capture a significant portion of the global liquidity used for transactions. Evaluating XRP in the Context of M1 The M1 money supply in the United States includes the most liquid forms of money: physical currency in circulation and demand deposits such as checking accounts. According to CEIC Data , the M1 supply stood at $18.4559 trillion as of January 2025, reflecting a slight increase from the previous month. This figure has been used by analysts to gauge potential upper-limit valuations for cryptocurrencies with aspirations to serve as global payment solutions. XRP, often promoted as a real-time settlement asset with cross-border capabilities, has been included in these discussions. As of early 2025, XRP trades around $2.23 and has a market capitalization of approximately $130.4 billion. The token has a circulating supply of roughly 58.39 billion, with a total supply approaching 100 billion. Projected Values Based on M1 Equivalence Assuming XRP’s market capitalization were to equal the U.S. M1 money supply of $18.4559 trillion, two scenarios emerge depending on the supply figure used in the calculation. If the calculation is based on the total supply of 99.98 billion XRP tokens, the resulting price would be around $186 per token. Alternatively, if only the circulating supply of 58.39 billion is considered, the projected price per token would rise significantly to $316. These estimates are hypothetical and rely on the assumption that XRP could command a market capitalization equivalent to the entire U.S. M1 money supply. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 Long-Term Analyst Forecasts Some cryptocurrency analysts maintain a bullish outlook on XRP’s future price potential. According to forecasts from the crypto exchange Changelly , XRP could reach a maximum price of $315 by February 2040, which closely aligns with the $316 theoretical target based on the circulating supply calculation. Changelly also predicts that XRP could hit the $186 level as early as January 2040, reflecting its potential based on total supply valuations. However, not all analysts share this optimistic perspective. Telegaon, a digital asset forecast platform, offers a more conservative view. Their estimates suggest that XRP might reach a maximum of $160 by 2040. While they believe $186 may be attainable, they project that it would occur sometime between 2040 and 2050. Telegaon analysts remain doubtful that the $315 valuation is achievable, even in the decades beyond 2050. While the notion of XRP reaching valuations in the hundred s of dollars may seem speculative, comparing its potential market cap to benchmarks like the U.S. M1 money supply provides a useful framework for understanding its theoretical ceiling. The real-world likelihood of such growth depends on adoption rates, regulatory clarity, and the token’s role within the broader financial ecosystem. As it stands, the asset remains a topic of debate among analysts, with predictions ranging from cautious optimism to bold long-term expectations. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post XRP Could Hit This Price If It Matches the U.S. Money Supply M1 appeared first on Times Tabloid .

Source: TimesTabloid