Expert Reveals Why Ripple Will Not Integrate With SWIFT

Ripple’s acquisition of the prime brokerage firm Hidden Road has generated significant discourse across the digital asset space. Among those weighing in is crypto analyst Arthur, who contends that despite the acquisition’s potential to deepen Ripple’s access to traditional finance (TradFi), it does not signal a forthcoming partnership with SWIFT. Ripple’s Strategic Direction Remains Unchanged According to Arthur , Ripple’s objective has been to present a more efficient and transparent alternative to SWIFT. The company’s technological offerings have consistently positioned it as a challenger to existing financial messaging systems rather than a potential collaborator. For this reason, the notion that Ripple may seek to integrate with SWIFT contradicts the company’s foundational mission. Ripple is NOT going to integrate with SWIFT even with the Hidden Road acquisition. Why ? Let’s break it down 🧵👇 pic.twitter.com/ZPb34yOZpW — Arthur (@XrpArthur) April 18, 2025 Arthur argues that the acquisition of Hidden Road aligns with Ripple’s original goal: modernizing cross-border financial infrastructure without depending on existing systems. In his view, Ripple’s strategy remains focused on building independent pathways for institutional finance, rather than integrating into legacy frameworks such as SWIFT. This aligns with a recent statement by Ripple CTO, David Schwartz, who stated that Ripple’s goal is to build a payment network like SWIFT, powered by decentralized, open technology with XRP at its core, to enable seamless, low-cost money movement. Expanding Institutional Access Through Hidden Road Analysts view Ripple’s acquisition of Hidden Road as a strategic step to expand its presence in institutional finance. Hidden Road provides services including clearing, foreign exchange, custody, and prime brokerage, core components of traditional financial operations. With this acquisition, Ripple can directly connect with institutional clients and infrastructure, potentially bypassing intermediaries like SWIFT. He emphasizes that this development should be interpreted not as a step toward collaboration with traditional payment systems, but as a move to establish Ripple’s independent financial network. He suggests that Ripple is offering traditional institutions the opportunity to adopt blockchain-native solutions on its platform, without requiring a bridge through legacy institutions. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 In addition to dismissing the idea of a future Ripple-SWIFT integration, Arthur critiques SWIFT’s relevance in the current geopolitical and economic climate. He argues that the system has become associated with centralization and political leverage, particularly through its role in enforcing financial sanctions. According to him, this makes SWIFT less appealing to emerging markets and institutions looking for neutral, censorship-resistant platforms. Shifting Power Dynamics in Global Finance According to Arthur, Ripple’s strategy focuses on building infrastructure that prompts traditional finance to adopt modern solutions, rather than conforming to the existing system. With offerings in liquidity, compliance, and custody built on blockchain technology, Ripple is establishing itself as a self-sufficient, institution-friendly alternative. While there has been community speculation around XRP potentially gaining a portion of SWIFT’s transaction volume—sometimes used to justify ambitious price targets—Arthur cautions against assuming any formal integration will occur. To date, Ripple has not made any announcements supporting the idea of a direct partnership with SWIFT. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Expert Reveals Why Ripple Will Not Integrate With SWIFT appeared first on Times Tabloid .

Source: TimesTabloid