How to Own 1% of a $1 Million House Using XRP

A recent tweet from All Things XRP has provided a detailed explanation of how tokenized real estate can be accessed and owned through the XRP Ledger (XRPL). The post outlines a clear, step-by-step framework showing how an individual can purchase a fraction of a $1 million home using XRPL infrastructure, with minimal entry costs and potential for passive income. HOW TO OWN 1% OF A $1M HOUSE USING XRP — IN 10 MINS. Tokenizing real estate is the future. Here’s exactly how you can buy into a million-dollar house using the XRPL, earn passive income, and help lock up XRP in the process. Let’s break it down. pic.twitter.com/0tnkBr0lWB — All Things XRP (@XRP_investing) April 14, 2025 The process centers around creating and utilizing digital tokens representing shares in a property, powered by decentralized exchange features and automated market makers (AMMs) on XRPL. According to the tweet, the property tokenization begins with a real estate firm minting one million HOUSE tokens on the XRPL. Each token represents $1 and corresponds to a proportional share of the home. As a result, even small investments, such as $10, allow entry-level ownership in the property, making real estate investment significantly more accessible. Setting Up the Wallet and Accessing the Market Participation in this ecosystem requires users to set up a compatible XRPL wallet, such as Xumm. To activate the wallet and interact with trust lines, necessary to hold custom tokens like HOUSE—users must commit a small amount of XRP. The tweet states that 1 XRP is needed for the account reserve and an additional 0.2 XRP for establishing a trust line, bringing the total locked XRP to approximately $2.46 at the current rate. This low barrier to entry is emphasized as a key benefit of the system. The liquidity pool is then created using 24,390.24 XRP, equating to $50,000, and 50,000 HOUSE tokens, also worth $50,000. This dual-asset deposit jumpstarts the XRP/HOUSE trading pair on XRPL’s decentralized exchange, which operates under the XLS-30 AMM protocol. Users can swap XRP for HOUSE tokens through this liquidity pool. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 Swapping, Price Adjustment, and Fee Distribution The tweet provides an example where a user purchases $10,000 worth of HOUSE tokens. In this scenario, the user swaps 4,878.05 XRP to receive roughly 9,090.91 HOUSE tokens, representing 0.909% of the property. The transaction dynamically affects the liquidity pool’s balance, changing the relative price of XRP and HOUSE based on standard AMM mechanics. Each trade incurs a 0.3% fee, which, in the given example, amounts to 14.63 XRP or approximately $30. These fees are distributed to liquidity providers, incentivizing them to keep their XRP and HOUSE tokens locked in the pool. This, in turn, reduces the circulating XRP supply. XRP Lock-Up and Broader Implications The overall system leads to a measurable XRP lock-up. The tweet explains that the initial liquidity provider’s deposit locks up 24,390.24 XRP. Additionally, if 1,000 investors participate and each sets up a wallet, the cumulative XRP reserve locked would total around 1,200 XRP. This reduction in circulating XRP is a positive side effect of increased real estate tokenization. Looking at the broader impact, the tweet posits a scenario where 1,000 homes are tokenized in this way. Under that model, approximately 24.39 million XRP would be locked across liquidity pools and user wallets. This enhances XRPL utility and contributes to supply reduction, a significant factor in asset scarcity and network adoption. Potential for Yield and Real-World Adoption The tweet also touches on potential income mechanisms. Depending on the legal structure behind the HOUSE tokens, holders may earn a share of rental income or profits from the eventual sale of the property. This introduces the possibility of passive income tied directly to real-world real estate performance. Finally, the tweet emphasizes that this model is not hypothetical. Tokenization using XRPL is currently live and available, and the framework presents a working method for global real estate access. Integrating real-world assets into blockchain infrastructure is portrayed as a growing trend, with XRPL positioned as a viable platform to support it. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post How to Own 1% of a $1 Million House Using XRP appeared first on Times Tabloid .

Source: TimesTabloid